When Tomi secured his Porsche 918 Spyder, he chose to use specialist finance rather than purchasing outright. The decision wasn’t about affordability, but it was about finding a structure that aligned with his broader goals.
Tomi’s journey, followed by millions online, is a fascinating insight into the realities of acquiring a hypercar in the UK, from early research to the handover at European Prestige. His transparent approach to funding a hypercar has helped demystify a process that can often feel out of reach.
When Tomi set out with a £2.5 million budget for his first hypercar, he made a calculated choice. Working with Charles & Dean, he carefully structured a finance deal rather than paying cash, explaining during his collection video: "This wasn't about just paying for it outright just so I can flex."
It was about using the available options to suit his wider financial approach while still acquiring the car he’d always wanted - a decision making-mindset that reflects how many entrepreneurs approach high-value, appreciating assets.
Tomi's choice of the Porsche 918 Spyder was informed by rarity, market history, and personal preference.
Production Exclusivity
Just 918 units were produced between 2013 and 2015. Of those, 297 were delivered to the US, with around 100 each to China and Germany, underlining its global scarcity.
Market Performance
With an original list price of £711,000, values have since risen significantly. According to Classic.com, the average 918 Spyder now sells for £1.63 million, with standout examples fetching over £3 million.
The Holy Trinity Effect
As one-third of the revered hybrid hypercar trio, alongside the McLaren P1 and Ferrari LaFerrari, the 918 benefits from collector demand and historic relevance.
Magneto Magazine reports that examples peaked at £1.44 million in 2018, with those with the Weissach package currently achieving around £1.4 million.
Tomi’s documented experience sheds light on what’s involved in acquiring a hypercar with finance:
Working with a Specialist Broker
Throughout his journey, Tomi credits Charles & Dean for their role in sourcing and structuring the deal: “They always got me the best deals in the best amount of time.”
This underlines the importance of working with a broker who understands both the lending market and the nuances of high-value vehicles.
Taking Time for the Right Decision
Rather than rushing into a decision, Tomi spent weeks weighing up options, including the Ford GT and McLaren Senna. He ultimately selected the 918 Spyder based on his budget, preferences and what he saw as long-term value.
Beyond the Numbers
Tomi chose to work with European Prestige not just for their stock, but because “the energy had to be right.” The experience and relationship mattered as much as the transaction itself.
Finance options for hypercars are certainly not one-size-fits-all. Deals are typically tailored based on the car’s profile, the buyer’s situation and market dynamics.
Bespoke Arrangements
High-value vehicles require bespoke arrangements. A specialist approach helps ensure each deal aligns with the buyer’s goals and the vehicle's financial footprint.
Global Demand
UK-market Porsche 918s are left-hand drive, which increases their international appeal - a factor some lenders consider when evaluating future value and exit strategy.
Market Trends Matter
Unlike most performance cars, some hypercars have demonstrated appreciation. The 918, in particular, has seen values shift in line with broader collector trends.
Beyond rarity and performance, the 918 Spyder is a technical landmark:
Its position as a technological and collectible icon continues to appeal to serious buyers.
The hypercar finance market remains active, driven by collector demand and shifting buyer profiles.
Values for the 918 Spyder currently range from £965,000 to £1.6 million depending on specification and condition, with standout sales reaching over £3 million. While the market experienced a plateau between 2018 and 2021, values recovered strongly during the post-pandemic surge.
Magneto Magazine asks the key question: will the Holy Trinity cement its place in collector history? Many enthusiasts and analysts believe so, based on performance, rarity and provenance.
Tomi’s story shows that hypercar ownership is about more than financial capacity, it’s about making informed, strategic decisions.
Whether you're looking at a Porsche 918 Spyder or another rare vehicle, it pays to work with a team that understands both the market and the finance landscape.
Ready to take the next step?
Book a consultation with Charles & Dean to explore finance options tailored to you. We specialise in bespoke solutions that turn dream cars into real-world purchases with clarity, confidence, and expert support at every stage.