Finance Construction Assets
With Charles & Dean

At Charles & Dean, we have access to a wide panel of trusted lenders, we secure competitive, flexible funding designed around your goals - ensuring growth without compromise.

 

Get a Quote
With no impact on your credit score
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Finance from £25,000

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0% Deposit Available

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VAT Deferrals

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Award Winning Brokerage

Get a Personalised Asset Finance Quote 3 Simple Steps

Finance That Works for Your Business

We'll call you back in as little as 10 minutes

No Obligation Enquiry

Tailored Broker Support

Enquire in Minutes

Wide Panel of Lenders

  • 1

    Discuss Your Funding Requirements

    Talk to one of our Finance Specialists to help us better understand your goals.

  • 2

    Receive a Solution

    Choose a bespoke funding solution proposed by our team and send over the required documents for our lenders.

  • 3

    Get Your Funding

    Once your finance is approved, we work with you and the lender to ensure you can access your funds as soon as possible.

Construction Equipment Funded by Charles & Dean

Large Construction Equipment

  • Excavators 
  • Cranes
  • Bulldozers
  • Rollers

Commercial Construction Vehicles

  • Dump Trucks
  • Trucks
  • Tippers
  • Lorries

Small Construction Equipment

  • Micro/Mini Diggers
  • Chinese Diggers
  • Skid Steers
  • Mini Excavators

Access Equipment / Material Handling

  • Telehandlers
  • Fork Lifts
  • Cherry Pickers
  • Scissor Lifts

 

Finance Solutions to Suit Your Construction Business

Hire Purchase

Hire Purchase offers a flexible path to owning commercial vehicles, machinery, or other high-value equipment, with fixed monthly payments and flexible terms.

Finance Lease

A Finance Lease is a long-term lease in which instead of buying the asset upfront, you pay ‘rentals’ over a flexible rental period. Ideal for heavy equipment, plant machinery, or industrial vehicles.

Refinance & Equity Release

Our Asset Refinancing and Equity Release solutions unlock the value of your commercial vehicles, equipment, and machinery.

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Hear from Our Satisfied Customers

Matt Kenshole

Managing Director, Westcott Sand & Aggregates

I would highly recommend Charles & Dean for any business financing requirements. They went above and beyond to secure funding for 6 new lorries to aid us with bringing our haulage in house. We found the rates that C&D are able to obtain are far more competitive than mainstream lenders and their efficiency and customer service is second to none. Charles & Dean are now our go to finance broker for any future expansion plans.

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Adam Fox

Managing Director, Fox Owmby Ltd

As a family-owned business with nearly a century of experience, we value strong partnerships - and Charles & Dean have been exactly that. Their expertise in commercial finance has been instrumental in helping us refinance our encumbered assets, giving us the flexibility to navigate seasonal changes and invest in growth. They truly understand the challenges of our industry, from longer winters to evolving market demands, and have taken the time to build a deep understanding of our business. A trusted and reliable partner.

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Contact Us

Have a question about financing, or just prefer to apply for funding over the phone? Give us a call on 01780 763836 and one of our team will be able to help.


We’re open Monday to Friday 9:00am - 5:30pm

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Our FAQs

Your questions about construction asset finance answered 

What types of construction finance solutions do you offer?

We offer a range of finance solutions tailored to the construction industry, including equipment finance, cash flow loans, vehicle financing, property development loans, and refinancing options. Whether you need funding for machinery, materials, or project expansion, we have solutions to fit your business needs.

What types of assets can be funded?

Typical Assets We Can Finance Include:

  • Aggregate & Quarry Equipment
  • Asphalt & Concrete Equipment
  • Cranes, Dozers, & Excavators
  • Forklifts, Telehandlers, & Telescopic Handlers
  • Dumpers, Rollers, & Pavers
  • Skidsteer Loaders & Trenchers
  • Mining Equipment & Crushers
  • Generators & Light Towers
  • HGVs & Trailers
  • Site Plant & Attachments
  • Toilet & Shower Blocks
  • Tractors & Agricultural Machinery

Can I finance both new and used construction equipment?

Yes. We provide financing for both new and used equipment, including excavators, cranes, and other essential tools. With our construction equipment finance, you can spread the cost over time, making it easier to upgrade or expand your equipment inventory.

What are the repayment options for construction loans?

We provide flexible repayment plans to suit the cyclical nature of the construction industry. Whether you need structured payments based on cash flow or seasonal adjustments, our solutions are designed to align with your business’s financial rhythms.

Can I refinance my existing construction equipment loans?

Yes, we offer refinancing options to help you unlock the value of your current assets. Refinancing can provide much-needed capital to reinvest in your business or cover other financial needs.

Do you fund sole traders?

Yes, however sole traders require 2+ years of trading, a minimum turnover of £100,000, and a borrow amount of £15,000+.