
Flexible
Ferrari Finance
Our customers save an average of £7,311 compared to dealership finance.*
Our customers save an average of £7,311 compared to dealership finance.
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Based on ten recent vehicle purchases with C&D’s APR Representative at 9.9%, versus dealer rates averaging 11.9% APR. Customers saved on average £7,311 on a finance advance averaging £103,504. Based on a 4-year PCP with a 63.22% balloon and vehicles up to 5 years old. Finance subject to status, 18+ only.
What our customers say
Unlock Exclusive Rates Dealers Can't Offer
On average, you could save £7,311 on your car finance with Charles & Dean Finance.* With rates from 8.9% APR Representative, compared to dealership rates of 11.4%–13.9% APR, exploring your options could mean significant savings.
Don’t settle for dealer finance just because it’s convenient - our team makes the process just as seamless. We handle everything, liaising directly with the dealer, so you can focus on enjoying your new car.
Unlock Exclusive Rates Dealers Can't Offer
On average, you could save £7,311 on your car finance with Charles & Dean Finance.* With rates from 8.9% APR Representative, compared to dealership rates of 11.4%–13.9% APR, exploring your options could mean significant savings.
Don’t settle for dealer finance just because it’s convenient - our team makes the process just as seamless. We handle everything, liaising directly with the dealer, so you can focus on enjoying your new car.
Why Choose Us
Charles & Dean Finance - your key to unlocking some of the most competitive finance deals on the market.
Your needs, your terms
Unlike dealerships and banks, we're not one-size-fits-all. Our network of lenders means we can tailor loan solutions to match YOUR needs.
Personalised guidance
We're not a faceless entity. Our dedicated finance specialists are ready to guide you through the process, navigating the financial landscape to find you the best rates, terms, and options.
Stronger negotiations
We're in your corner. Our strong relationships with our lenders mean we can negotiate on your behalf, often securing better rates than the dealership.
Representative example - Ferrari 812 Superfast
Cost of goods: £236,950
Facility |
Lease Purchase |
Deposit |
£55,000.00 |
Balance to Finance |
£181,950.00 |
Interest Charges |
£44,680.16 |
Balance Payable |
£226,630.16 |
36 Repayments |
£1,698.06 |
1 Repayment |
£165,500.00 |
Based on miles per annum |
3,000 (Uncapped) |
Total Amount Payable |
£281,630.16 |
APR |
8.70% |
Please note: All figures are subject to credit approval with the rates quoted being subject to revision should there be any change in prevailing interest rates or existing monetary conditions. This indication of terms provided for discussion purposes only. It shall have no contractual effect and is not binding upon you or us.
I’m into my fifth year now with Charles & Dean, with the latest addition being my Ferrari 250 GT. The whole process was dealt with efficiently and with surprisingly palatable numbers.
C&D work with a number of lenders and offer an incredible personal service you won't find anywhere else.
Tom Exton - TGE TV
Representative example - Ferrari 812 Superfast
Cost of goods: £236,950
Facility |
Lease Purchase |
Deposit |
£55,000.00 |
Balance to Finance |
£181,950.00 |
Interest Charges |
£44,680.16 |
Balance Payable |
£226,630.16 |
36 Repayments |
£1,698.06 |
1 Repayment |
£165,500.00 |
Based on miles per annum |
3,000 (Uncapped) |
Total Amount Payable |
£281,630.16 |
APR |
8.70% |
Please note: All figures are subject to credit approval with the rates quoted being subject to revision should there be any change in prevailing interest rates or existing monetary conditions. This indication of terms provided for discussion purposes only. It shall have no contractual effect and is not binding upon you or us.
I’m into my fifth year now with Charles & Dean, with the latest addition being my Ferrari 250 GT. The whole process was dealt with efficiently and with surprisingly palatable numbers.
C&D work with a number of lenders and offer an incredible personal service you won't find anywhere else.
Tom Exton - TGE TV
Representative example - Ferrari 488 GTB
Cost of goods: £147,950
Facility |
Lease Purchase |
Deposit |
£26,750.00 |
Balance to Finance |
£121,200.00 |
Interest Charges |
£31,601.16 |
Balance Payable |
£152,801.16 |
36 Repayments |
£1,202.81 |
1 Repayment |
£109,500.00 |
Based on miles per annum
|
3,000 (Uncapped) |
Total Amount Payable |
£107,986.60 |
APR |
9.31% |
Please note: All figures are subject to credit approval with the rates quoted being subject to revision should there be any change in prevailing interest rates or existing monetary conditions. This indication of terms provided for discussion purposes only. It shall have no contractual effect and is not binding upon you or us.
Funded Over £175million in the last 12 months
How it works
Find your dream car
Whether you've already found your dream car or are still exploring, we could help. We also offer refinance options if you're looking to adjust your current loan.
Define your goals
We are committed to helping you understand the full range of financial possibilities available. We will work closely with you to assess your individual needs, goals, and circumstances.
Get personalised solution
With over two decades of industry experience and access to a diverse panel of lenders, we'll explore all options to ensure you get the most competitive and suitable finance deal.
Get your funding
Our goal is to make the process as seamless as possible and that's precisely what we deliver at Charles & Dean. We pay the funds - you pick up your new car.
Representative example - Ferrari 488 GTB
Cost of goods: £147,950
Facility |
Lease Purchase |
Deposit |
£26,750.00 |
Balance to Finance |
£121,200.00 |
Interest Charges |
£31,601.16 |
Balance Payable |
£152,801.16 |
36 Repayments |
£1,202.81 |
1 Repayment |
£109,500.00 |
Based on miles per annum
|
3,000 (Uncapped) |
Total Amount Payable |
£107,986.60 |
APR |
9.31% |
Please note: All figures are subject to credit approval with the rates quoted being subject to revision should there be any change in prevailing interest rates or existing monetary conditions. This indication of terms provided for discussion purposes only. It shall have no contractual effect and is not binding upon you or us.
Funded Over £175million in the last 12 months
How it works
Find your dream car
Whether you've already found your dream car or are still exploring, we could help. We also offer refinance options if you're looking to adjust your current loan.
Define your goals
We are committed to helping you understand the full range of financial possibilities available. We will work closely with you to assess your individual needs, goals, and circumstances.
Get personalised solution
With over two decades of industry experience and access to a diverse panel of lenders, we'll explore all options to ensure you get the most competitive and suitable finance deal.
Get your funding
Our goal is to make the process as seamless as possible and that's precisely what we deliver at Charles & Dean. We pay the funds - you pick up your new car.

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Some of our finance options
Some of our finance options
Discover the smart alternative to cash purchase for your dream car at Charles & Dean. We can tailor flexible short and long-term financing options. Whether, you're a business owner, employed or have an irregular income, we have solutions to fit your needs.
Hire Purchase
Offers immediate ownership with higher monthly payments. Pay a fixed amount without mileage limits.
Personal Contract Purchase
Allows lower monthly payments with choices at the end to buy, return, or trade the car. Often comes with mileage limits.
Lease Purchase
Monthly payments are typically lower than those of a hire purchase agreement. Ownership potential at the end with a final balloon payment.
Interest Only
For high-value cars, this can reduce monthly payments. Allowing to preserve cash flow for other investments and opportunities.
TGE talks refinance on his Carrera GT
Compare Vehicle Finance Options.
We're more than just a comparison website. We're a team of dedicated finance specialists, ready to answer your questions, guide you through the process, and help you make informed decisions.
Frequently asked questions
Yes, we provide financing options for both new and used Ferraris.
Yes, we can! We regularly provide finance for individuals and businesses purchasing both modern and classic Ferraris, regardless of age or value. We have arranged finance for a wide range of models, including:
-
Ferrari 296 – GTB, GTS
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Ferrari 812 – Superfast, GTS, Competizione
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Ferrari SF90 – Stradale, Spider
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Ferrari F8 – Tributo, Spider
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Ferrari Roma – Roma, Roma Spider
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Ferrari Portofino – Portofino, Portofino M
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Ferrari Purosangue
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Ferrari 12Cilindri - 12Cilindri Spider
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Classic Ferrari models – Including the F355, Testarossa, F40, and more
So, whether you're looking to acquire a classic Ferrari like a 250 GTO or a brand-new 296 GTB, we have access to the best lenders and expert knowledge of true residual values, often securing you a better deal. Get in touch today.
Charles & Dean can discuss your personal circumstances and consider affordability for additional agreements. Charles & Dean can also revise your current agreement through refinance.
✅ Access to Multiple Lenders:
We work with multiple lenders, providing access to a wider range of financing options than a single lender. Our specialists will compare rates and terms from different lenders to find the best deal for you and your needs.
✅ Expertise and Guidance:
Our brokers are knowledgeable about the car finance market and will offer expert guidance tailored to your financial situation. We will help navigate the complexities of financing options, making the process smoother and less overwhelming.
✅ Time and Effort Saving:
Let us do the leg work. Our team handle much of the paperwork and negotiations, saving you time and effort. We streamline the application process, making it quicker and more efficient.
✅ Customised Solutions:
We can tailor financing solutions to fit your specific needs and circumstances, offering more personalised options. Our brokers can often find lenders with more flexible terms, such as lower down payments or longer repayment periods.
✅ Credit Considerations:
We can help find financing options for those with complex incomes profiles. Whether you derive income from multiple sources such as investments, businesses, or anything else. Our specialists have experience funding vehicles for high-net-worth and ultra-high-net-worth individuals.
✅ Transparency and Support:
Our team provide clear, detailed information about different financing options and associated costs, and offer support throughout the loan process, from application to approval and beyond.
✅ No Direct Cost to You:
Charles & Dean is paid by the lenders, meaning you don't have to pay for our services directly.
In summary, using Charles & Dean for car finance can provide access to a broader range of options, expert guidance, time savings, personalised solutions, better deals through negotiation, and support throughout the process.
There are many factors that will affect the rate you are charged. Fill out the contact form and a member of the team will discuss rates with you after understanding more about your financial situation and what you are planning to buy.
Yes you can. However, charges will usually apply. These details will be outlined in the terms and conditions of your contract. For additional information, please request a call back today.
Absolutely. At Charles & Dean Finance, we understand that income sources can vary widely among individuals. Whether you're self-employed, receive income from multiple sources, or have unconventional income streams, we could help. Our expert team specialises in creating finance solutions tailored to accommodate complex income structures.
Car finance rates are dropping - now is the time to refinance! Did you take out a finance agreement at the peak of interest rates? Charles & Dean could help you unlock new lower rates through our large panel of lenders. Want to learn more about refinance or discuss a car purchase? Contact our team today.
Yes – you can purchase your car from a dealer, private individual or at auction. Request a call back today and our team is here to support with your next purchase.