Finance Your Agriculture Machinery & Equipment with  Charles & Dean

At Charles & Dean, we offer a wide range of agricultural finance products tailored to the unique needs of farmers and agribusinesses. Our solutions include farm equipment finance, livestock finance, land purchase loans, seasonal cash flow finance, farm vehicle finance, and renewable energy financing. Whether you're upgrading machinery, managing cash flow, or expanding your farm, we have a solution to suit your needs.

Not at all. Using a Finance Broker usually means less hassle, not more. We handle the applications, paperwork, and lender communication on your behalf, guiding you through each step. Instead of contacting multiple lenders yourself, you deal with one point of contact.

Typical agricultural assets we can finance include:

• Tractors & Self-Propelled Machinery
• ATV & RTV
• Grassland & Cultivation Machinery
• Drilling & Planting Equipment 
• Harvest Machinery
• Livestock Handling & Feeding Systems
• Robotic Milking Systems
• Grading Lines & Food
• Processing Units
• Bottling Plants & Irrigation Equipment
• Farm Security Systems

There’s no fee for enquiring or receiving finance quotes. If you decide to proceed, we receive a commission from the lender. Different lenders pay in different ways, using models such as:

• Fixed fee

• Fixed rate of commission

• Percentage of the amount borrowed

• Rate for risk (based on the application’s risk profile)

For full transparency, details of the commission model, calculation and amount will be disclosed to you throughout your journey with us.

With access to a wide lender panel, we compare options to find the best rate and terms available to you.

 

We compare rates across our trusted panel of lenders including terms, fees, and structures to make sure you get the best deal for your situation, not just the lowest rate.

Yes, you can. Charles & Dean provides finance for both new and used farm equipment, including tractors, harvesters, and other machinery. Our equipment finance solutions allow you to acquire the necessary tools to keep your farm running smoothly without the need for large upfront payments.

Seasonal cash flow finance is designed to help you manage the fluctuations in cash flow that are common in agriculture. Whether you need to bridge the gap between planting and harvesting or cover operating costs during slower periods, we offer flexible cash flow solutions that ensure you have access to funds when you need them most.

Yes, we understand that the agricultural sector is seasonal, and cash flow can fluctuate throughout the year. That’s why we offer flexible repayment options for our farm loans. We can structure repayments around your farm’s seasonal income, ensuring that your payments are manageable and in line with your cash flow.