Finance Assets & Equipment with Charles & Dean

At Charles & Dean, we have access to a wide panel of trusted lenders, we secure competitive, flexible funding designed around your goals - ensuring growth without compromise.

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Apply in 1 minute, with no impact on your credit score
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Finance from £25,000

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Minimum Trading Time 1+ Year

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We Compare Multiple Lenders

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Asset Finance in 3 Simple Steps

Finance That Works for Your Business

We'll call you back in as little as 10 minutes

No Obligation Enquiry

Tailored Broker Support

Enquire in Minutes

Wide Panel of Lenders

  • 1

    Discuss Your Asset Funding Requirements

    Talk to one of our Finance Specialists to help us better understand your goals.

  • 2

    Receive a Solution

    Choose a bespoke funding solution proposed by our team and send over the required documents for our lenders.

  • 3

    Get Your Funding

    Once your finance is approved, we work with you and the lender to ensure you can access your funds as soon as possible.

Assets Funded by Charles & Dean

Construction

Acquire equipment with hire purchase or leverage exisiting assets

  • Excavators
  • Cranes
  • Bulldozers
  • Rollers

Agriculture

Manage seasonal demands with finance lease or upgrade with hire purchase

  • Tractors
  • Harvesters
  • Drills
  • Sprayers

Recycling and Waste

Finance new assets or refinance existing assets

  • Shredders
  • Balers
  • Compactors
  • Screeners

Transport and logistics

Grow your fleet with hire purchase or maximise value with a finance lease

  • Lorries, trucks, and trailers
  • Taxis
  • HGVs & LCVs
  • Buses & Coaches

Manufacturing

Fund machinery with hire purchase or manage cashflow with a finance lease.

  • Robotic machinery
  • CNC machine
  • Mechanical presses
  • Embroidery machines

Finance Solutions to Suit Your Business

Hire Purchase

Hire Purchase offers a flexible path to owning commercial vehicles, machinery, or other high-value equipment, with fixed monthly payments and flexible terms.

Finance Lease

A Finance Lease is a long-term lease in which instead of buying the asset upfront, you pay ‘rentals’ over a flexible rental period. Ideal for heavy equipment, plant machinery, or industrial vehicles.

Refinance & Equity Release

Our Asset Refinancing and Equity Release solutions unlock the value of your commercial vehicles, equipment, and machinery.

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Hear from Our Satisfied Customers

Mathew Ankers

CFO Ocado

The team at Charles & Dean have excelled throughout this process - from the first phone call they have been diligent, proactive, and motivated to support Ocado retail. They listened to our requirements and built a product with a funder tailored to our specific needs. The support through the process and quality of communication and persistence to the end has been brilliant. It's been refreshing to work with a business who have the same growth mindset and delivery focus we have.

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Robert Lodge

Director, Lodge Coaches

My contact was Joe, he guided me through the process from start to finish. I had thought up until now that the mainstream high street banks, especially ones you have placed all your business banking requirements with over many years should always be able to provide the best rates. Charles and Dean have proved otherwise.

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Adam Fox

Managing Director, Fox Owmby Ltd

As a family-owned business with nearly a century of experience, we value strong partnerships - and Charles & Dean has been exactly that. Their expertise in commercial finance has been instrumental in helping us refinance our unencumbered assets, giving us the flexibility to navigate seasonal changes and invest in growth. They truly understand the challenges of our industry, from longer winters to evolving market demands, and have taken the time to build a deep understanding of our business. A trusted and reliable partner.

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Matt Kenshole

Managing Director, Westcott Sand & Aggregates

I would highly recommend Charles & Dean for any business financing requirements. They went above and beyond to secure funding for 6 new lorries to aid us with brining our haulage in house. We found the rates that C&D are able to obtain are far more competitive than the mainstream lenders and their efficiency and customer service is second to none. Charles & Dean are now our go to finance broker for any future expansion plans.

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Contact Us

Have a question about financing, or just prefer to apply for funding over the phone? Give us a call on 01780 763836 and one of our team will be able to help.


We’re open Monday to Friday 9:00am - 5:30pm.

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Our FAQs

Your questions about Asset Finance answered

Why use a commercial Finance Broker?

A Commercial Finance Broker gives you access to more options and a smoother process. Rather than being limited to one lender, we compare a wide range of trusted funders to find terms that suit your business. 

I have never used a Finance Broker before, is it more hassle?

Not at all. Using a Finance Broker usually means less hassle, not more. We handle the applications, paperwork, and lender communication on your behalf, guiding you through each step. Instead of contacting multiple lenders yourself, you deal with one point of contact.

What should I expect when I request a callback?

One of our UK-based team, from our London or Lincolnshire offices, will get in touch. You’ll speak to a Commercial Finance Specialist who understands your industry and will take the time to understand the needs of your business.During the initial call, we’ll take details about your business, the asset or equipment and your preferred finance arrangements. We’ll then provide tailored quotes and explain the pros and cons of each option, so you can make an informed choice.

Is there a cost to Charles and Dean's service?

There’s no fee for enquiring or receiving finance quotes. If you decide to proceed, we receive a commission from the lender. Different lenders pay in different ways, using models such as:

  • Fixed fee

  • Fixed rate of commission

  • Percentage of the amount borrowed

  • Rate for risk (based on the application’s risk profile)

For full transparency, details of the commission model, calculation and amount will be disclosed to you throughout your journey with us.

Can you beat a quote I've already received?

With access to a wide lender panel, we compare options to find the best rate and terms available to you.

 

How do I know I'm getting the best rates?

We compare rates across our trusted panel of lenders including terms, fees, and structures to make sure you get the best deal for your situation, not just the lowest rate.