Globally admired, Porsche is synonymous with speed, style, and engineering excellence. Whether you’re drawn to the legendary Porsche 911, the versatile Macan, or the all-electric Taycan, owning one represents the perfect blend of performance and precision, and it doesn’t have to remain out of reach.
At Charles & Dean, we specialise in bespoke Porsche finance solutions, helping enthusiasts and collectors turn their Porsche dreams into reality. On average, our clients save £5,058 on Porsche finance compared to dealership rates*, a testament to the value of our independent approach. Porsche remains the most popular marque we fund, reflecting our deep expertise and long-standing relationships within the brand’s enthusiast community. Understanding your finance options, from Hire Purchase (HP) to balloon and Personal Contract Purchase (PCP) structures, is key to finding the right balance between flexibility, affordability, and ownership.
Personal Contract Purchase (PCP)
PCP remains one of the most popular Porsche finance options, offering flexibility, lower monthly payments, and end-of-term choice. With strong Porsche residual values, PCP makes premium models more accessible while protecting against your exposure to depreciation.
Key benefits:
Hire Purchase (HP) & Lease Purchase
A straightforward and transparent approach, Hire Purchase allows you to spread the cost of your Porsche over fixed monthly payments. Adding a balloon payment at the end (Lease Purchase) can further reduce monthly costs. Ideal for Porsche GT models and long-term ownership.
Key benefits:
Interest-Only Finance
Designed for high-value models such as the Porsche 911 GT3 RS or Carrera GT, this structure offers low monthly outgoings by paying interest only during the term. It’s best suited to vehicles with strong appreciation potential and typically requires a larger deposit.
New Porsche Finance
Used Porsche Finance
Working with a specialist broker like Charles & Dean offers distinct advantages over traditional dealership finance:
Tailored Personal Service: From the classic 356 to the performance-driven 911 GT3, our expert team crafts bespoke finance packages that reflect your needs and personal circumstances.
Financing a classic Porsche often benefits from specialist knowledge and understanding of the vehicles in addition the finance solution available. At Charles & Dean, we understand the value that older models often hold and offer classic car finance solutions tailored for the needs of collectors and enthusiasts.
Expert Valuation and Flexible Structures
Classic Porsches in some cases appreciate or retain value, making them ideal for equity release or refinance. Our brokers work with lenders experienced in valuing rare models, from vintage 911s to 356 Speedsters.
Modified Vehicle Finance
We also arrange finance for modified or restored classic Porsches, collaborating with lenders who appreciate the craftsmanship involved. Recently, we funded a fully restored and modified 1985 Porsche 911, showcasing our flexibility in supporting unique builds.
Balloon Finance Awareness
Classic car owners are often unaware that balloon payment finance is available for heritage models. This option provides:
For high-net-worth individuals, bespoke finance is key, and our supercar finance solutions are designed for exclusive Porsche models.
Consultative Approach for Exclusive Models
High-value vehicles require bespoke arrangements, and our specialist approach ensures each deal aligns with the buyer's goals. From arranging funding for Tomi’s £1.2 million Porsche 918 Spyder and TGE’s Carrera GT to other rare models, our expertise ensures each structure is crafted specifically to suit the individual.
Tailored Solutions for Unique Circumstances
We understand that income structures vary. That’s why we offer:
Specialist High-Value Expertise
Our team combines deep automotive knowledge with finance expertise, ensuring favourable terms on premium Porsche models, from the Taycan Turbo S to the GT3 RS.
A car finance broker acts as an intermediary between you and multiple lenders, often securing more competitive rates and flexibility than dealerships or banks can offer.
Comprehensive Market Access
As an FCA-regulated credit broker, not a lender, Charles & Dean works with an extensive panel of finance providers to deliver:
Porsche Finance Expertise & Credit Protection
Our expertise ensures your finance structure matches the model and your circumstances. Unlike applying directly with multiple lenders (which can impact your credit score through repeated hard searches), we streamline the process and match you to suitable lenders efficiently.
Premium Service for Prestige Vehicles
For prestige, performance, and classic vehicles, our tailored service removes the guesswork and negotiation. We offer transparent fees, clear communication, and continuous support throughout your finance journey.
Ready to take the next step?
Book a consultation with Charles & Dean to explore Porsche finance options tailored to you. We specialise in creating bespoke solutions that turn dream cars into reality - with clarity, confidence, and expert guidance at every stage.