Classic Car Finance Made Simple

At Charles & Dean, we specialise in classic car finance for enthusiasts and collectors, helping customers fund everything from vintage classics and modern classics to specialist and motorsport cars. We can also explore finance for purchases, refinancing and additions to a collection.

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Flexible Finance for Classic Cars

Classic and historic cars can require a different approach to finance than newer vehicles. We offer funding across a wide range of specialist cars, taking factors such as the vehicle, its value, your deposit and your longer-term ownership plans into consideration.

Jaguar E-Type Finance

The Jaguar E-Type remains one of the most recognisable British classic cars, combining distinctive design with an engaging driving experience. Produced from the 1960s, it was available with both straight-six and V12 engines and has become a sought-after choice among collectors and enthusiasts.

If you're considering Jaguar E-Type finance, we can explore funding options based on the individual vehicle, its value, your deposit and how you plan to structure the purchase.

Mercedes-Benz 280 SL Finance

The Mercedes-Benz 280 SL is one of the most recognisable classic Mercedes models, combining elegant styling, refined performance and a comfortable grand touring character. Its distinctive ‘Pagoda’ design and enduring appeal have made it a popular choice with classic car enthusiasts and collectors.

For customers considering Mercedes-Benz 280 SL finance, our team can discuss suitable funding structures based on the vehicle, its value and your preferred deposit, term and monthly budget.

Ferrari F430 Finance

The Ferrari F430 combines mid-engined performance with a naturally aspirated V8 and distinctive Pininfarina styling. Available with either a manual or F1 transmission, it has become an increasingly sought-after example of Ferrari's modern era.

If you're looking into Ferrari F430 finance, we can explore options for funding this type of specialist vehicle, taking its age, value and your wider circumstances into consideration.

Ford Mustang Finance

The Ford Mustang is one of the most recognisable performance cars in the world, combining muscular styling with rear-wheel drive and powerful engines. From classic fastbacks to modern GT and Dark Horse models, the Mustang has maintained a strong following among enthusiasts.

Ford Mustang finance can suit buyers looking for an established performance car with distinctive character and everyday usability.

Aston Martin DB9 Finance

The Aston Martin DB9 combines understated styling, a V12 engine and a refined grand touring character. Its hand-finished interior and aluminium construction give it a distinctive position among modern classic performance cars.

Customers considering Aston Martin DB9 finance can discuss different funding options with our team, including deposits and agreement terms suited to the vehicle and their budget.
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Our Funding Process

  • 1

    What Do You Want to Finance

    Tell us about the classic car you've found and any specific finance requirements.

  • 2

    Receive a Solution

    Choose a bespoke funding solution proposed by our team and send over the required documents for our lenders.

  • 3

    Get Your Funding

    Once your finance is approved, we work with you and the lender to ensure you can access your funds as soon as possible.

Why Use Charles & Dean?

Why should you choose us to help with classic car finance?

Why Us 1

Specialist Knowledge

Classic and specialist cars can require a different approach to mainstream vehicles. Our team understands the importance of factors such as age, condition, provenance, rarity and individual vehicle values.

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Collector Support

We work with enthusiasts, collectors, business owners and customers with more complex financial circumstances, exploring lenders whose criteria may suit both the vehicle and the application.

Why Us 3

Tailored Funding

We can explore different finance structures based on the vehicle, deposit, amount required and your longer-term ownership plans, including finance for purchases and refinancing.

What To Do Next

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Get a Quote

Fill in the form at the top of the page and one of our team will call you back in as little as 10 minutes to discuss your quote.

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Call Us Now

Our Finance Specialists are available and happy to help you 9am-5:30pm Monday to Friday.

01780 763836
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Read Our FAQs

Still have questions about classic car finance? We may have the answer within our FAQs.

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Our FAQs

Your questions about classic and vintage car finance answered

Can you finance a classic car?

Yes. Finance can be available for a wide range of classic, vintage and collectible vehicles, subject to lender criteria. Unlike mainstream car finance, specialist funding can take factors such as the vehicle's age, condition, provenance, rarity and value into consideration. This can make finance possible for vehicles that fall outside the criteria of conventional lenders.

How does classic car financing work?

Classic cars can potentially be financed through options such as Hire Purchase and Lease Purchase, with refinance available in certain circumstances. The most suitable structure will depend on the vehicle, its value, the amount required, your deposit and your plans for ownership.

Can I get finance for an older car?

Yes. Finance for older cars can be available even when a vehicle falls outside the age limits of many mainstream lenders. Specialist lenders can consider the individual vehicle alongside factors such as its age, value, condition and provenance. Availability will depend on the vehicle and the lender's criteria.

How can I finance a classic car restoration?

Finance for a classic car restoration may be possible in certain circumstances, particularly where the completed vehicle is expected to have a significant value. The car's current condition, proposed restoration work, projected costs and anticipated value may all need to be considered when assessing a suitable finance structure.

How do I get a classic car loan and what APR will I pay?

The first step is to establish the vehicle, amount required and preferred finance structure. The APR on classic car finance will vary depending on the lender, vehicle and individual application, so there is no single rate that applies to every classic car. Charles & Dean can explore suitable options from its lender panel and explain the repayments, total cost and agreement terms before you proceed.