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Supercar Ownership Made Simple

At Charles & Dean, we specialise in bespoke supercar finance solutions, helping enthusiasts and collectors turn their automotive dreams into reality. Whether you’re looking for a Lamborghini, Ferrari, or rare McLaren, we tailor our finance options to meet your needs.

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Supercar Finance Options

Lease Purchase

Enables effective cash flow management while acquiring high-value vehicles. Strong balloon payments lower upfront and monthly costs, appealing to supercar buyers. Refinancing options add flexibility, making it ideal for collectors.

Equity Release

Supercars can retain or appreciate in value over time, making them excellent candidates for equity release. This option lets you leverage your vehicle’s worth while maintaining possession, ideal for collectors or investors.

Hire Purchase

Ideal for those seeking simplicity and full ownership, especially if keeping the car long-term. With lower interest charges, HP is a cost-effective option for acquiring high-value vehicles.

Personal Contract Purchase

Reduces upfront costs while allowing you to switch to the latest model or retain a valuable asset. At the end of the term, choose to make a balloon payment based on the car’s guaranteed future value (GFV) or return it.

Supercar Finance at Charles & Dean: 4 Simple Steps

Contact Us

Get in touch by filling out our form or calling the team, whether you've found your dream supercar or are still exploring.

Compare Products

Our Finance Specialists will discuss and tailor finance options to suit your needs, goals, and financial situation.

Get Credit Approved

We'll guide you through the credit approval process, finding the best options for your circumstances.

Sign Docs & Get Keys

After choosing your finance agreement, we'll assist you in signing the documents, and once the funds are released, you can collect your new supercar.

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Competitive Rates & Flexible Solutions

With access to an extensive panel of trusted lenders, we offer some of the most competitive rates available. Our bespoke solutions include tailored payment structures, such as customised balloon payments, designed to suit your individual financial needs.

Expertise in Complex Financial Profiles

We specialise in supporting entrepreneurs, business owners, and high-net-worth individuals with unique income structures. Our tailored approach ensures we craft finance solutions that align seamlessly with your income profile and lifestyle.

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In-Depth Knowledge of Supercars

Our team of automotive enthusiasts combines a passion for cars with extensive industry experience to deliver favourable financing solutions. We understand the importance of residual values and long-term value retention, ensuring you can purchase your dream car with confidence.

"A close friend recommended Charles & Dean when I was looking for a finance partner for my 992 GT3RS.

It soon became clear why, I was thoroughly impressed with the bespoke solutions, customer service and attention to detail they provided. The team really took the time to understand my individual needs and tailored a finance package to suit my unique profile."

Mat Watson

Porsche 992 GT3RS

"I’m into my fifth year now with Charles & Dean, with the latest addition being my Ferrari 250 GT. The whole process was dealt with efficiently and with surprisingly palatable numbers.

C&D work with a number of lenders and offer an incredible personal service you won't find anywhere else."

Tom Exton

Porsche Carrera GT

"Friendly people, great communication.

Superb communication from friendly, enthusiastic people who understand their customers and the wonderful machines they seek to fund.

Would highly recommend. Elliot & Harriet dealt with me primarily, and they were excellent."

Oliver

Porsche 911 GT3

FAQs

Your questions about Supercar finance answered

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Which models offer the best residual values and value retention?

When it comes to vehicles that hold their value exceptionally well, these standout models consistently deliver strong residuals:

Porsche GT Cars – GT3, GT3 RS, GT2 RS
Porsche 911 R
Ferrari 458
Ferrari 488
Ferrari F12
Ferrari 812
Lamborghini Aventador SVJ
Lamborghini Huracan Performante

These high-value models are known for their rarity, desirability, and performance, making them excellent choices for long-term value retention.

Can Charles & Dean help me find a supercar?

Absolutely! We can assist you in sourcing your dream supercar through our established network of trusted dealers, such as TOP 555, Philip Ireland Supercars, PistonHeads, and many more.

Can I have an interest only agreement?

Yes, interest-only finance is available, but it typically requires a substantial upfront deposit and is best suited for vehicles with strong residual values.

What are my exit rights?

Your exit rights depend on whether your agreement is regulated or unregulated:

Regulated Agreements: If your agreement is regulated under the Consumer Credit Act, you have standard consumer settlement rights, including clear guidelines on early repayment terms.

Unregulated Agreements: Settlement terms for unregulated agreements can vary between lenders, as each sets its own policies. Early repayment penalties may differ, but our team of specialists are here to guide you through your options and ensure you make an informed decision.

Understanding these terms upfront is essential to ensure they align with your needs.

Can you finance older supercars?

Yes, we offer finance solutions tailored for older supercars as well.

Do you provide finance solutions for individuals with complex income sources?

Absolutely. At Charles & Dean Finance, we understand that income sources can vary widely among individuals. Whether you're self-employed, receive income from multiple sources, or have unconventional income streams, we could help. Our expert team specialises in creating finance solutions tailored to accommodate complex income structures.

How much deposit will I need?

Charles & Dean clients typically place a deposit of 10-20% of total cost of the vehicle. However, this sum will depend on your unique financial situation and whether you are buying a new or used car. The more money you can put down as a deposit the less you’ll have to borrow and therefore the lower your monthly repayments will be, and the less interest you will pay over the duration of your agreement. Some of our clients will seek to put down the lowest possible deposit and use that capital in other income-generating areas.

Can I refinance a vehicle I already own?

Did you take out a finance agreement at the peak of interest rates? Charles & Dean could help you unlock new lower rates through our large panel of lenders. Want to learn more about refinance or discuss a car purchase? Contact our team today.

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