Home Business Finance Transport & Logistics

Transport & Logistics Business Finance

Running a transport and logistics business offers exciting opportunities for growth and success. At Charles & Dean, we understand the unique needs of your industry and provide flexible, tailored finance solutions to drive your growth, enhance adaptability, and ensure long-term success.

Apply Now Get in Touch

"I believed high street banks, where I've banked for years, always offer the best rates. Charles & Dean proved me wrong."

Robert Lodge

Lodge Coaches

The Charles & Dean Difference

Overcoming Industry Challenges with Confidence

Apply Now

Faster Fleet Expansion

With access to financing options, businesses can confidently expand their fleets more quickly than through self-funding alone.

Access to Advanced Technology

Financing empowers operators to invest in cutting-edge technologies and assets that may otherwise be out of reach.

Enhanced Cash Flow

Financing frees up cash flow, unlocking working capital tied up in assets, so your business can focus on growth.

Regulatory Requirements

With frequent regulatory changes (PSVAR, Euro 6, BODS), financing helps businesses stay compliant without depleting working capital.

High Upfront Costs

Purchasing coaches and HGVs comes with significant initial expenses that can strain cash flow. Financing provides the support needed to ease this burden.

Transport & Logistics Finance Solutions

Asset Finance

Hire Purchase spreads vehicle costs over time, making PSVAR and Euro 6-compliant vehicles affordable without large upfront capital. Finance Lease is ideal for businesses needing long-term vehicle use without ownership, offering flexibility with set terms and adapting to changing regulations, avoiding unpredictable residual values at lease end.

Refinance & Equity Release

Unlocks asset value for immediate cash at competitive rates, ideal for investments like BODS compliance. For asset-rich, cash-poor coach operators, equity release funds upgrades without straining cash flow.

Business Loans

Offer flexible, collateral-free funding, ideal for businesses without security. These loans allow early repayment, improving cash flow and financial planning for expansion or working capital.

Lease Purchase

Releases funds from recently acquired assets purchased in the last 90 days, helping businesses maintain liquidity without selling off critical resources.

Invoice Finance

Empowers business owners to take control of outstanding client payments, improving cash flow by unlocking revenue sooner. This enables businesses to cover costs promptly, enhancing financial flexibility and stability.

Transport & Logistics Business Finance at Charles & Dean: 3 Simple Steps

Understanding Your Business' Goals & Challenges

Skip the generic calculators and consult a specialist who understands the transport and haulage industry. Whether managing cash flow, expanding your fleet, or investing in new vehicles, our team will find the right funding solutions for your business goals.

Receive a Bespoke Funding Solution

Our team can quickly provide bespoke funding up to £50 million. Whether for transport vehicles, haulage equipment, or expansion, our streamlined process makes applying hassle-free. We deliver flexible funding to maintain smooth operations.

Unlock Funding Fast

Once your finance plan is approved, our dedicated Sales and Operations teams ensure a seamless transition from proposal to payout. We collaborate with you, your suppliers, and funders to ensure every step of the process is quick and easy, so you can put your funds to work immediately.

Fund Your Business Growth Get in Touch

Customised Funding Solutions for Transport & Logistics

Every transport and logistics business has unique financial needs. We provide tailored funding plans to suit your goals. Whether purchasing vehicles, managing expenses, or expanding operations, our solutions align with your objectives and budget.

Industry Expertise in Transport & Logistics

With sector expertise, we understand challenges like rising fuel costs, vehicle maintenance, and seasonal demand fluctuations. Partnering with trusted lenders, we secure competitive rates and terms to provide finance options for your growth.

Placeholder Image-Jan-08-2025-02-34-30-3679-PM

Seamless Finance Process for Transport Businesses

Securing finance for transport operations doesn’t have to be complex. Our team simplifies the process with specialist guidance and a smooth application journey, allowing you to focus on growing your fleet and business.

"The team at Charles & Dean have excelled throughout this process - from the first phone call they have been diligent, proactive and motivated to support Ocado Retail.

They listened to our requirements and built a product with a funder tailored to our specific needs. The support through the process and quality of communication and persistence to the end has been brilliant.

It's been refreshing to work with a business who have the same growth mindset and delivery focus as we have."

Mat Ankers

Chief Financial Officer, Ocado Retail Ltd

99e530_d9d54b5448c84dc38f2d50a38c1f97cc~mv2-1

"My contact was Joe, he guided me through the process from start to finish.

I had thought up until now that the mainstream high street banks, especially ones you have placed all of your business banking requirements with over many years should always be able to provide the best rates. Charles and Dean have proved otherwise."

Robert Lodge

Director, Lodge Coaches

FAQs

Your questions about Transport & Logistics finance answered

Apply Now

Can I finance both new and used vehicles for my fleet?

Yes, we offer finance options for both new and used vehicles. Whether you're investing in brand-new trucks or purchasing pre-owned vehicles, we help you find the best funding solution to expand or modernise your fleet.

What are common types of transport and logistics assets that can be funded?

At Charles & Dean, we offer tailored finance solutions for a wide range of transport and logistics assets. Whether you’re looking to expand your fleet, upgrade your equipment, or implement new technology, we can help you secure the right funding. Here are some of the common assets we can finance:

Trucks (HGVs): Finance for heavy goods vehicles to expand or upgrade your fleet for long-distance or regional transport.
Vans (LCVs): Flexible funding for light commercial vehicles, ideal for urban deliveries and transport needs.
Trailers: Financing for all types of trailers, including box, container, curtainside, low loaders, platform, refrigerated, skeletal, tanker, and tipper trailers.
Forklifts and Handling Equipment: Financing for forklifts and other material handling equipment to keep warehouse and logistics operations running smoothly.
Cars: Financing options for cars used in corporate fleets, sales, or other business functions.
Coaches & Buses: Fund passenger transport services with finance for coaches and buses for public transportation or private hire.
Taxis: Tailored finance for taxi fleets to expand or modernise your service.
Horseboxes: Financing for horse transport solutions, whether for personal or business use.
Motorhomes: Finance for motorhomes for personal leisure or business rental fleets.
Plant Equipment (Excavators, Cranes, Diggers): Funding for heavy machinery like excavators, cranes, and diggers to keep construction or industrial operations on track.
GPS Tracking Systems: Finance for GPS and fleet management solutions to optimise routes and improve operational efficiency.
Fuel-Efficient Vehicles & Equipment: Access finance for eco-friendly and fuel-efficient vehicles and equipment to reduce costs and support sustainability efforts.

Can I refinance existing vehicles in my fleet?

Yes, refinancing is a great way to unlock the value tied up in your existing vehicles. By refinancing, you can release equity to invest in new assets, improve cash flow, or fund operational growth.

Are your finance options flexible to match seasonal demand?

Yes, we understand the seasonal fluctuations in the transport and haulage industry. Our flexible finance options are designed to adapt to your cash flow needs, ensuring you’re always prepared for busy or quieter periods.

How does vehicle finance work?

Vehicle finance allows you to acquire essential haulage vehicles without the need for a significant upfront investment. Options such as hire purchase or lease agreements enable you to spread the cost over manageable payments while keeping your cash flow stable.

Apply Now