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Sports Car Ownership Made Simple

At Charles & Dean, we specialise in bespoke sports car finance, helping enthusiasts and collectors make their automotive dreams a reality. Whether it's a Porsche 911, Jaguar F-Type, BMW M2, or Audi R8, we offer tailored solutions for a seamless path to ownership.

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Sports Car Finance Options

Lease Purchase

Helps manage cash flow while acquiring high-value vehicles. Strong balloon payments reduce upfront costs and monthly payments, making it ideal for sports car buyers. Refinancing options add flexibility for collectors.

Personal Contract Purchase

Reduces upfront costs and offers the option to switch to the latest model or keep a valuable asset. At the end of the term, choose to make a balloon payment based on the car's guaranteed future value (GFV) or return it.

Hire Purchase

A great choice for those seeking simplicity and full ownership, especially if keeping the car long-term. With lower interest rates, HP is a cost-effective way to acquire high-value vehicles, avoiding residual value complexities.

Equity Release

Sports cars retain value better than family SUVs or hatchbacks, making them ideal for equity release. This option allows you to leverage your vehicle’s worth while keeping it, perfect for collectors or investors.

Sports Car Finance at Charles & Dean: 4 Simple Steps

Contact Us

Get in touch by filling out our form or calling the team, whether you've found your dream sports car or are still exploring.

Compare Products

Our Finance Specialists will discuss and tailor finance options to suit your needs, goals, and financial situation.

Get Credit Approved

We'll guide you through the credit approval process, finding the best options for your circumstances.

Sign Docs & Get Keys

After selecting your finance agreement, we’ll guide you through signing, and once funds are released, you can collect your new sports car.

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Competitive Rates

Through our panel of trusted lenders, we often secure rates that are more competitive than standard dealership finance. Meaning you can enjoy the thrill of owning a sports car with a more affordable and flexible finance solution, tailored to you.

Tailored Solutions

Our team connects you with lenders offering bespoke payment options, such as customised balloon payments and flexible structures, designed to fit your unique requirements.

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Market Expertise

With automotive expertise and a strong dealer network, we craft solutions through our diverse lender panel. Our team secures competitive rates and the most favourable terms for you, going beyond finance to help you drive away in the sports car of your dreams.

"A close friend recommended Charles & Dean when I was looking for a finance partner for my 992 GT3RS.

It soon became clear why, I was thoroughly impressed with the bespoke solutions, customer service and attention to detail they provided. The team really took the time to understand my individual needs and tailored a finance package to suit my unique profile."

Mat Watson

Porsche 992 GT3RS

"Great experience and service as a first time customer. Lots of help and guidance from Felix, with it being my first higher end car purchase/lease.

Would certainly recommend and use C&D again, thanks!"

Josh

Porsche 991 GT3

"I have frequent & direct contact with the C&D team. The team does vehicle funding for a living, so I trust them completely when I ask for bespoke guidance regarding my future plans.

That customer relationship is something I value very much, which I’ve never had anywhere else."

Will

BMW M2

"Friendly people, great communication.

Superb communication from friendly, enthusiastic people who understand their customers and the wonderful machines they seek to fund.

Would highly recommend. Elliot & Harriet dealt with me primarily, and they were excellent."

Oliver

Porsche 911 GT3

FAQs

Your questions about Sports Car finance answered

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Which models offer the best residual values and value retention?

Some standout models consistently deliver strong residuals due to their desirability and performance:

Porsche 911
Porsche Boxster
Porsche Cayman
Audi R8
BMW M2
Lotus Emira

With our extensive UK dealer network, we can help you source one of these high-value sports cars. Contact Charles & Dean today to get started.

Can Charles & Dean help me find a sports car?

Absolutely! We can assist you in sourcing your dream supercar through our established network of trusted dealers, such as TOP 555, Philip Ireland Supercars, PistonHeads, and many more.

Can I have an interest only agreement?

Yes, interest-only finance is available, but it typically requires a substantial upfront deposit and is best suited for vehicles with strong residual values.

What are my exit rights?

Your exit rights depend on whether your agreement is regulated or unregulated:

Regulated Agreements: If your agreement is regulated under the Consumer Credit Act, you have standard consumer settlement rights, including clear guidelines on early repayment terms.

Unregulated Agreements: Settlement terms for unregulated agreements can vary between lenders, as each sets its own policies. Early repayment penalties may differ, but our team of specialists are here to guide you through your options and ensure you make an informed decision.

Understanding these terms upfront is essential to ensure they align with your needs.

Can you finance older models?

Yes, we offer finance solutions tailored for older sports cars as well.

Can you finance imported sports cars?

Yes, we work with specialist lenders who can finance imported sports cars, provided they are registered in the UK. Our experience includes financing unique and sought-after Japanese Domestic Market (JDM) models, ensuring you have access to the car of your dreams.

How much deposit will I need?

Charles & Dean clients typically place a deposit of 10-20% of total cost of the vehicle. However, this sum will depend on your unique financial situation and whether you are buying a new or used car. The more money you can put down as a deposit the less you’ll have to borrow and therefore the lower your monthly repayments will be, and the less interest you will pay over the duration of your agreement. Some of our clients will seek to put down the lowest possible deposit and use that capital in other income-generating areas.

Can I refinance a vehicle I already own?

Did you take out a finance agreement at the peak of interest rates? Charles & Dean could help you unlock new lower rates through our large panel of lenders. Want to learn more about refinance or discuss a car purchase? Contact our team today.

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