Specialists in Business Finance Solutions

At Charles & Dean, we provide tailored commercial finance solutions to help businesses expand, invest, and manage cash flow with ease. With access to a wide panel of trusted lenders, we secure competitive, flexible funding designed around your goals - ensuring growth without compromise.

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Tailored Broker Support

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Wide Panel of Lenders

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Finance Solutions to Suit Your Business

Property Finance

Property finance provides tailored funding solutions to help your business purchase new premises, develop existing real estate, or expand your property portfolio.

Unsure What You're Looking For?

Navigating the many finance options can be overwhelming, but our Finance Specialists are here to help. If you need assistance, please call us on 01780 763836. We’re available Monday to Friday, 9am - 5:30 pm.

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Business Finance For Your Industry Sector

We provide business finance deals designed to suit the needs of your business, no matter the industry. From established enterprises to growing SMEs, we structure business finance options that support day-to-day operations, asset investment, and long-term growth.

Our team understands how different industries operate, allowing us to deliver business funding solutions that align with commercial realities, seasonal demands, and regulatory environments.

What Our Customers Have to Say

Mat Ankers

CFO, Ocado

The team at Charles & Dean have excelled throughout this process - from the first phone call they have been diligent, proactive and motivated to support Ocado Retail.

It's been refreshing to work with a business who have the same growth mindset and delivery focus as we have.

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Andy Christopher

Co-Founder, Gilgamesh

Charles & Dean played an instrumental role in helping us to bring the world-renowned Gilgamesh to Covent Garden. High street banks simply couldn’t provide us with the same level of support as Charles & Dean.

We would gladly recommend Charles & Dean to anyone in the F&B industry requiring financial support.

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Adam Fox

Managing Director, Fox Owmby

As a family-owned business with nearly a century of experience, we value strong partnerships - and Charles & Dean has been exactly that.

Their expertise in commercial finance has been instrumental in helping us refinance our unencumbered assets, giving us the flexibility to navigate seasonal changes and invest in growth.

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James Peck

Managing Director, PX Farms

I am delighted that Charles & Dean sees a future in agriculture and supports a business like ours.

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Our Funding Process

  • 1

    Discuss Your Funding Requirements

    Talk to one of our Finance Specialists to help us better understand your goals.

  • 2

    Receive a Solution

    Choose a bespoke funding solution proposed by our team and send over the required documents for our lenders.

  • 3

    Get Your Funding

    Once your finance is approved, we work with you and the lender to ensure you can access your funds as soon as possible.

Why Use Charles & Dean?

Why should you choose us to help with your business finance goals

Why Us 1

Tailored Business Solutions

We understand that every business is unique. Our brokers work with you to craft a financing plan that suits your operational needs.

Why Us 2

Market Expertise

With access to a broad panel of lenders and in-depth market knowledge, we secure competitive rates and terms that align with your financial objectives.

Why Us 3

Simplified Process

Our team streamlines the finance journey, offering specialist guidance and minimising hassle so you can focus on growing your business.

What To Do Next

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Get a Quote

Fill in the form at the top of the page and one of our team will call you back in as little as 10 minutes to discuss your quote.

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Call Us Now

Our Finance Specialists are available and happy to help you 9am-5:30pm Monday to Friday.

01780 763836
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Explore Our Products

Unsure which of our business finance solutions would suit you? Choose one of our products to learn more about it.

Explore Business Finance

Our FAQs

Your questions about Commercial Finance answered

What types of finance can businesses access?

Businesses can access a range of funding solutions depending on their needs. These typically include:

  • Business Finance: Funding to support working capital, manage cash flow, or invest in growth.

  • Asset Finance: Finance to purchase or refinance equipment, vehicles, or machinery used in your business.

  • Commercial Property Finance: Loans or mortgages for purchasing, refinancing, or developing commercial property.

Each option can be structured to suit your business goals, repayment preferences, and financial situation.

Can I refinance existing assets or property to free up cash flow?

Yes. Refinancing allows businesses to release equity tied up in assets or property. This can provide additional working capital while spreading repayments over an agreed term.

Businesses often use refinancing to:
  • Improve cash flow
  • Reduce monthly repayments
  • Raise funds for expansion or investment
  • Consolidate existing finance

How is specialist business finance different from a traditional bank loan?

Specialist business finance often offers greater flexibility than traditional bank lending. Instead of relying on a single lender’s products, businesses can access funding from a wider range of finance providers.

This can provide:

  • Access to multiple lenders and funding structures

  • Solutions tailored to the needs of your business

  • Competitive rates and flexible terms
    A streamlined application process

Can I use finance to support business growth or expansion?

Yes. Many businesses use finance to fund expansion plans such as:

  • Hiring staff or increasing inventory

  • Purchasing new equipment or vehicles

  • Expanding premises or opening new locations

  • Investing in technology or infrastructure

     

Finance can help spread the cost of growth while preserving working capital.

How long does it take to get approved?

Approval times vary depending on the type of finance and the complexity of the application. In many cases, an initial decision can be provided within 24-48 hours, with funding available shortly after once documentation and checks are complete.