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Construction Business Finance

Running a construction business presents exciting opportunities for growth and success. At Charles & Dean, we offer bespoke solutions designed to help you navigate the industry, scale your operations, and excel in the competitive construction sector.

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"We've achieved sustainable year-on-year growth with Charles & Dean’s support."

Steven

L4 Civil Engineering

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The Charles & Dean Difference

Overcoming Industry Challenges with Confidence

Boost
Purchasing Power

Strengthen your business’s ability to purchase materials in bulk, secure lower prices, and ensure a steady supply of essential goods, empowering you to stay competitive.

Flexible Financing for
Equipment & Machinery

Acquire the tools, vehicles, and machinery for your construction projects without large upfront costs. Our flexible financing options help maintain your cash flow.

Support for
Construction Projects

We understand the financial challenges of construction projects, from securing funds to managing cash flow during delays. Whether covering costs or handling late invoices, our finance solutions keep your projects on track.

Debt Management &
Refinancing

Unlock the value of your construction equipment through refinancing, providing essential funds for growth, reinvestment, and improved cash flow, while easing financial pressure

Construction Finance Solutions

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Asset Finance

Acquire essential construction equipment with flexible financing. Hire Purchase allows you to own the asset at the end, avoiding large upfront costs. Alternatively, Finance Lease lets you use equipment without ownership, preserving capital and offering flexibility for your business.

Business Finance - Construction - Refinance

Refinance & Equity Release

Unlock value from your existing equipment or assets with Refinance & Equity Release. This solution frees up capital for new projects or improving cash flow.

Business Loans

Our Business Loans provide the working capital needed to manage cash flow fluctuations or invest in expansion, ensuring your construction projects stay on track.

Business Finance - Construction - Invoice

Invoice Finance

Speed up your cash flow by selling outstanding invoices. Invoice Finance helps you access immediate funds, keeping your projects on schedule without delay.

Construction Business Finance at Charles & Dean: 3 Simple Steps

Understanding Your Business’ Goals & Challenges

Skip generic online calculators and talk to a specialist who understands the construction industry's needs. Whether managing cash flow, purchasing equipment, or expanding, we'll explore tailored funding options that align with your goals.

Consultative Finance Solutions to Drive Your Business Forward

Our team can quickly provide a bespoke funding solution of up to £1 million. Whether for machinery, vehicles, or project expansion, our streamlined application process minimises hassle, allowing you to focus on your projects.

Smooth, Hassle-Free Funding for Your Business Needs

Once your finance is approved, our Sales and Operations teams ensure a seamless transition from proposal to payout. We work with you, your suppliers, and funders to ensure everything runs smoothly, letting you use your finance immediately.

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Tailored Loan Solutions

Every construction business is unique, so we design funding plans to meet your needs. Whether investing in machinery, managing cash flow, or expanding, we provide solutions that fit your business and budget.

Market Expertise

With deep construction sector knowledge and trusted lenders, we secure competitive rates and flexible terms. Understanding material costs, seasonal workloads, and tight timelines, we tailor finance to you.

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Simplified Process

Construction finance doesn’t have to be complex. From consultation to funding, our specialist team ensures a smooth, efficient process, allowing you to focus on running your projects.

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“I would highly recommend Charles & Dean for any business financing requirements. They went above and beyond to secure funding for 6 new lorries to aid us with bringing our haulage in house.

We found the rates that C&D are able to obtain are far more competitive than the mainstream lenders and their efficiency and customer service is second to none.

Charles & Dean are now our go to finance broker for any future expansion plans.”

Matt Kenshole

Managing Director, Westcott Sand & Aggregates

FAQs

Your questions about Construction finance answered

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What types of construction finance solutions do you offer?

We offer a range of finance solutions tailored to the construction industry, including equipment finance, cash flow loans, vehicle financing, property development loans, and refinancing options. Whether you need funding for machinery, materials, or project expansion, we have solutions to fit your business needs.

What types of assets can be funded?

Typical Assets We Can Finance Include:

Aggregate & Quarry Equipment
Asphalt & Concrete Equipment
Cranes, Dozers, & Excavators
Forklifts, Telehandlers, & Telescopic Handlers
Dumpers, Rollers, & Pavers
Skidsteer Loaders & Trenchers
Mining Equipment & Crushers
Generators & Light Towers
HGVs & Trailers
Site Plant & Attachments
Toilet & Shower Blocks
Tractors & Agricultural Machinery

Can I finance both new and used construction equipment?

Yes. We provide financing for both new and used equipment, including excavators, cranes, and other essential tools. With our construction equipment finance, you can spread the cost over time, making it easier to upgrade or expand your equipment inventory.

What are the repayment options for construction loans?

We provide flexible repayment plans to suit the cyclical nature of the construction industry. Whether you need structured payments based on cash flow or seasonal adjustments, our solutions are designed to align with your business’s financial rhythms.

Can I refinance my existing construction equipment loans?

Yes, we offer refinancing options to help you unlock the value of your current assets. Refinancing can provide much-needed capital to reinvest in your business or cover other financial needs.

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