Specialists in
Business Finance

At Charles & Dean, we provide tailored commercial finance solutions to help businesses expand, invest, and manage cash flow with ease. With access to a wide panel of trusted lenders, we secure competitive, flexible funding designed around your goals - ensuring growth without compromise.

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Your Journey to Business Funding: Simple, Transparent, and Tailored to You

Speak to a Finance Specialist

We take a consultative approach, understanding your full business story, not just the numbers. Talk to our team who will guide you through tailored funding options.

Receive a Solution

With access to a wide panel of lenders, we provide bespoke finance solutions of up to £50 million quickly and efficiently, ensuring a seamless application process.

Get Your Funding

Our dedicated Sales and Operations teams work closely with you, suppliers, and funders to make the journey from proposal to payout smooth and stress-free.

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Business Finace Listing - Deal Spotlight - Gym 1

Funding for a 18,000 sq. ft. Start-Up Gym

With prior experience in the fitness industry, the gym owner aimed to start up their own gym. The funding facilitated the acquisition of income-generating assets designed to boost membership sign-ups, resulting in an impressive 100.2% increase in sign-ups during the first week.

Funding Value

£166,000

Assets Funded

Gym Equipment & Fitness Machines

Funding Value

£250,000

Finance Specialist:

“It's a pleasure to assist a repeat customer in the launch of a new venture within the leisure and hospitality industry, helping to bring a vision for thriving gym to life.”

Business Finace Listing - Deal Spotlight - Van

Brand New Welfare Vans Paid Out Within 48 Hours

To fulfill a new plant hire contact, our customer required £68,000 to acquire and deliver two vans on-site, ensuring a project could begin without delay.

Funding Value

£68,000

Assets Funded

Welfare Vans

Finance Specialist:

“This rapid turnaround empowered our client to take on their contract confidently and deliver as promised.”

Business Finace Listing - Deal Spotlight - Gilgamesh

Funding Gilgamesh's Grand Entrance into Covent Garden

Gilgamesh, a world-renowned restaurant, sought funding to cover the extensive fit-out costs required for its highly anticipated launch in Covent Garden. As a pre-revenue hospitality business, securing finance was significant challenge, with traditional lenders hesitant due to the perceived risks in the industry.

Funding Value

£270,000

Assets Funded

Restaurant & Kitchen Furniture

Finance Specialist:

“We were thrilled to secure tailored funding for Gilgamesh, providing the capital needed to bring their vision to life. By collaborating with select lenders, we structured a solution that covered key fit-out costs, ensuring a smooth launch for the festive season.”

Tailored Loan Solutions

Every business is unique, so we create customised funding plans tailored to your goals. Whether investing in equipment, expanding, or managing cash flow, our specialists help secure the right solution.

Market Expertise

With deep industry knowledge and a broad panel of lenders, we secure competitive rates and flexible terms. Understanding business challenges, we offer funding solutions for sustainable growth.

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Simplified Process

Securing business finance shouldn’t be complicated. From your initial consultation to receiving funds, our dedicated team guides you every step of the way, ensuring a smooth and hassle-free experience.

FAQs

Your questions about Business Finance answered

What types of assets can be funded?

At Charles & Dean, we provide tailored finance solutions across a wide range of asset categories:

Equipment: From office upgrades to specialised machinery, our funding options cater to your specific equipment needs.
Plant and Construction: Finance for excavators, cranes, diggers, and more, ensuring your construction projects stay on track.
Transportation: From HGVs to commercial vehicles, our transportation solutions keep your fleet road-ready and efficient.
Machinery: Flexible options for manufacturing, agricultural, and industrial machinery to keep operations seamless.
Green Energy: Finance for solar panels, electric vehicles, and sustainable tech to reduce costs and support eco-friendly goals.

No matter the asset, our specialist team is ready to create a solution that fits your business.

Can I refinance existing assets to free up cash flow?

Absolutely. Refinancing your existing assets allows you to unlock equity tied up in vehicles, equipment, or machinery, boosting your cash flow. With refinancing, you can renegotiate terms, reduce payments, or secure additional capital to fuel business growth.

How are we different from a bank?

As independent brokers, Charles & Dean provides tailored finance solutions from a wide panel of lenders. Unlike traditional banks with limited options, we offer:

Access to diverse financial products and competitive rates.
Unbiased guidance customised to your business needs.
A personalised, simplified process designed with your goals in mind.
Our expertise and flexibility help you secure the right funding solution to grow your business.

Can startups apply for business finance?

If your business is a startup with less than 12 months of trading history, you may still qualify for certain types of finance. While eligibility depends on various factors, we can discuss options such as director-backed loans or asset-backed financing tailored for new businesses.

Can I finance business expansion projects?

Yes, we support business expansion with flexible funding solutions. Whether you’re opening new locations, investing in infrastructure, or scaling your operations, we’ll create a customised plan to help you achieve your growth goals.

How long does it take to get approved?

We pride ourselves on a fast and efficient process. While approval times can vary depending on the complexity of your application, we aim to provide decisions within 24–48 hours in most cases.

Specialists in
Business Finance

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