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Business Finance

Specialists in Business Finance

Tailored commercial finance solutions to help businesses expand, invest, and manage cash flow with ease.

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Industry

Agriculture tractor Construction excavator-sharp-thin Commercial Property buildings Commercial Vehicles truck-thin Leisure & Hospitality hospitality Manufacturing & Engineering manufacturing-and-engineering Transport & Logistics transport-and-logistics Food & Beverage food-and-beverage Utilities & Waste utilities-and-waste

Assets

Hire Purchase Finance Lease Cash Flow Business Loans Refinance & Equity Release Property Commercial Mortgages
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Business Finance 7 min read

Why Use a Commercial Finance Broker?

Whether you're seeking assets, expansion or managing cash flow, a business finance broker can make all the difference.

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Car Finance

Specialists in Car Finance

Branching away from dealer finance, or looking into specialised classic and supercar financing? Whatever your next dream car is, we can help fund your ambition.

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Type of Car

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Make of Car

BMW bmw Ferrari ferrari Porsche porsche Lamborghini lamborghini Mercedes-Benz Mercedes Benz Land Rover land-rover View all Makes

Finance Solution

Hire Purchase Lease Purchase Personal Contract Purchase Refinance & Equity Release
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Car Finance 3 min read

Our 5 Top Tips for Car Finance

We know that choosing the right finance for your dream car can be challenging. Here are our top five tips to help you make the best decision.

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&Partners About Us

About Charles & Dean

From fostering ambition and innovation to building lasting partnerships, we’re committed to leading in motor & commercial finance solutions.

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About

Careers C&D Academy Our Story Meet the Team Contact Us
Tom Perkins
C&D Media 5 min read

Tom Perkins Joins NACFB Board

An exciting milestone for Charles & Dean, Tom has recently been appointed as a Non-Executive Director of the National Association of Commercial Finance Brokers (NACFB).

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News
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Construction Equipment Loans

Get fast, flexible funding for your construction machinery. 
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Construction Finance Specialists

0% Deposit Available

VAT Deferrals

Award Winning Finance Brokerage

Construction Equipment
funded by Charles & Dean

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Hire Purchase

Large Construction Equipment

  • Excavators
  • Cranes
  • Bulldozers
  • Rollers

Commercial Construction Vehicle

  • Dump trucks
  • Trucks
  • Tippers
  • Lorries

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Small Construction Equipment

  • Micro/Mini diggers
  • Chinese diggers
  • Skid steers
  • Mini excavators

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Material Handling / Access Equipment

  • Telehandlers
  • Fork lifts
  • Cherry pickers
  • Scissor lifts

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Welfare Equipment

  • Welfare cabins
  • Toilets 
  • Welfare vans

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As a family-owned business with nearly a century of experience, we value strong partnerships - and Charles & Dean has been exactly that.Their expertise in commercial finance has been instrumental in helping us refinance our unencumbered assets, giving us the flexibility to navigate seasonal changes and invest in growth.They truly understand the challenges of our industry, from longer winters to evolving market demands, and have taken the time to build a deep understanding of our business. A trusted and reliable partner.

Adam Fox

Managing Director, Fox Owmby Ltd

Get your Construction Finance Quote Call a Finance Specialist
Get your Construction Finance Quote Call a Finance Specialist
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I would highly recommend Charles & Dean for any business financing requirements. They went above and beyond to secure funding for 6 new lorries to aid us with bringing our haulage in house. We found the rates that C&D are able to obtain are far more competitive than the mainstream lenders and their efficiency and customer service is second to none. Charles & Dean are now our go to finance broker for any future expansion plans.

Matt Kenshole

Managing Director, Westcott Sand & Aggregates

Get your Construction Finance Quote Call a Finance Specialist
Get your Construction Finance Quote Call a Finance Specialist

Construction Business Finance:
3 Simple Steps

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Understanding Your Business’ Goals & Challenges

Skip generic online calculators and talk to a specialist who understands the construction industry's needs. Whether managing cash flow, purchasing equipment, or expanding, we'll explore tailored funding options that align with your goals.

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Consultative Finance Solutions to Drive Your Business Forward

Our team can quickly provide a bespoke funding solution of up to £1 million. Whether for machinery, vehicles, or project expansion, our streamlined application process minimises hassle, allowing you to focus on your projects.

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Smooth, Hassle-Free Funding for Your Business Needs

Once your finance is approved, our Sales and Operations teams ensure a seamless transition from proposal to payout. We work with you, your suppliers, and funders to ensure everything runs smoothly, letting you use your finance immediately.

Fund Your Business Growth Get in Touch
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Construction Asset

Why choose us

Why Use Charles & Dean for
Construction Funding

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Tailored Loan Solutions

Every construction business is unique, so we design funding plans to meet your needs. Whether investing in machinery, managing cash flow, or expanding, we provide solutions that fit your business and budget.

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Market Expertise

With deep construction sector knowledge and trusted lenders, we secure competitive rates and flexible terms. Understanding material costs, seasonal workloads, and tight timelines, we tailor finance to you.

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Simplified Process

Construction finance doesn’t have to be complex. From consultation to funding, our specialist team ensures a smooth, efficient process, allowing you to focus on running your projects.

FAQs

Your questions about Construction finance answered

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What types of construction finance solutions do you offer?

We offer a range of finance solutions tailored to the construction industry, including equipment finance, cash flow loans, vehicle financing, property development loans, and refinancing options. Whether you need funding for machinery, materials, or project expansion, we have solutions to fit your business needs.

What types of assets can be funded?

Typical Assets We Can Finance Include:

  • Aggregate & Quarry Equipment
  • Asphalt & Concrete Equipment
  • Cranes, Dozers, & Excavators
  • Forklifts, Telehandlers, & Telescopic Handlers
  • Dumpers, Rollers, & Pavers
  • Skidsteer Loaders & Trenchers
  • Mining Equipment & Crushers
  • Generators & Light Towers
  • HGVs & Trailers
  • Site Plant & Attachments
  • Toilet & Shower Blocks
  • Tractors & Agricultural Machinery

Can I finance both new and used construction equipment?

Yes. We provide financing for both new and used equipment, including excavators, cranes, and other essential tools. With our construction equipment finance, you can spread the cost over time, making it easier to upgrade or expand your equipment inventory.

What are the repayment options for construction loans?

We provide flexible repayment plans to suit the cyclical nature of the construction industry. Whether you need structured payments based on cash flow or seasonal adjustments, our solutions are designed to align with your business’s financial rhythms.

Can I refinance my existing construction equipment loans?

Yes, we offer refinancing options to help you unlock the value of your current assets. Refinancing can provide much-needed capital to reinvest in your business or cover other financial needs.
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