Ferrari Finance Made Simple

A Ferrari is the definitive performance car. With jaw-dropping style, wildly powerful engines and the kind of agility that makes you feel like a racing driver behind the wheel, owning and driving a Ferrari is nothing to do with practicality and everything to do with unforgettable driving moments.  

As car enthusiasts we’re passionate about Ferrari at Charles & Dean, and the brand’s impressive residual values mean your dream car might be more attainable than you think. If you’ve made the decision to fulfil that lifelong ambition, whether that’s buying a mid-engine Berlinetta like the Ferrari F8 Tributo or an incredible V12 like the 812 Superfast, we’ve the finance options and Ferrari deals to make it happen.  

A Ferrari isn’t an everyday drive. While the Ferrari Purosangue SUV is comfortable and spacious, most Ferraris are simply too precious and too exciting to use as mere transport. Instead, Ferrari ownership is about the status and thrill of owning and driving a masterpiece – a distillation of the company’s incredible history, racing heritage and cutting-edge engineering.

Typically, the mid-engined V8 models are the most popular, specifically the Ferrari 488 GTB and its naturally aspirated (N/A) predecessor, the 458 Italia. These two models have a timeless design and have held their value incredibly well due to popularity for their performance, drive engagement and sound.

Yes! In some cases, the modern classic & classic Ferrari models can be more attractive on finance compared to the newer models. This is mostly due to some models holding their value well over time, and in some cases, even appreciating in value, making them a compelling investment or long term purchase for enthusiasts. Our lenders recognise this and thus funding a classic Ferrari can be seen as a safe asset to lend against therefore attracting very compelling finance packages.

Entry-level models like the California and Portofino tend to depreciate more quickly than flagship or high-performance variants, leading to more conservative residual values from lenders. While still exceptional cars, their softer market performance may result in less attractive finance terms compared to models like the 488 GTB or 812 Superfast.

Yes, balloon payment structures are often available and can be an excellent choice for Ferraris due to their strong residual values. This option helps keep monthly payments lower while giving you the flexibility to pay off the balloon at the end of the term, refinance it, or part-exchange the vehicle for your next dream car.

We understand the nuances of financing classic or rare Ferraris. Our specialist lenders recognise the enduring value of these vehicles, offering flexible terms and competitive rates to suit your needs. We also ensure the vehicle is appropriately appraised and that the funding reflects its true market value.

Yes, you can. We offer specialised finance solutions for auction purchases, ensuring you’re prepared before bidding begins. Due to the fast-paced nature of auctions, we recommend getting pre-approved in advance. This allows you to bid confidently, knowing your funding is secured. Speak to our team to discuss your options and ensure you’re ready when the gavel falls.