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Double-Cab Pickup Tax Changes: What It Means for Your Business & How to Stay Ahead

Writer's picture: Charles & DeanCharles & Dean

If your business relies on double-cab pickups, a significant tax change is approaching that could increase your costs. From 6th April 2025, these vehicles will be reclassified as passenger cars, impacting how they’re taxed and how businesses can claim financial relief.



What's Changing?

🔹 BIK Tax Increases – Currently, double-cab pickups are taxed at a flat Benefit-in-Kind (BIK) rate. From 6th April 2025, they will be taxed based on CO₂ emissions, meaning costs could increase for higher-emission models but potentially decrease for lower-emission pickups. This shift makes vehicle choice more important than ever for businesses looking to manage tax liabilities.


🔹 Reduced Capital Allowances – Right now, businesses can claim 100% first-year tax relief under the Annual Investment Allowance (AIA). From 6th April 2025, these vehicles will be subject to car-related allowances, meaning relief drops as low as 6% each year.


🔹 Increased Business Costs – The shift from commercial to passenger vehicle classification could make running double-cab pickups significantly more expensive for businesses, particularly for those managing fleets.


What Can You Do?

Timing could be key. Vehicles purchased or ordered before 6th April 2025 will retain the current tax treatment until 5th April 2029 (or until disposal or lease expiry). This means there is a limited window of opportunity to take advantage of the current tax relief on purchases before the changes take effect.


How Charles & Dean Can Help

Navigating tax and finance changes can be complex, but you don’t have to do it alone. At Charles & Dean, we provide tailored finance solutions to help businesses make informed decisions. Whether you want to acquire a double-cab pickup before the deadline or explore alternative fleet options, we’re here to help.


Let's Talk About Your Business Finance

At Charles & Dean, our team of Finance Specialists are ready to help you navigate your options and secure the funding you need.



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Charles and Dean Finance is a trading name of Charles and Dean Ltd, who are a member of the National Association of Commercial Finance Brokers and is authorised and regulated by the Financial Conduct Authority, under Firm Reference Number 653592. Charles & Dean are a credit broker and not a lender. We are remunerated by way of an introductory payment, payable by the funder. The nature of this payment and the effect on the interest rate you might pay will vary from funder to funder and is dependent upon a number of factors including (but not exclusive to) asset type, product chosen and customer circumstances. Registered address: 2 The Granary, Copthill Farm Enterprises, Deeping Road, Uffington, Stamford, PE9 4TD. Registered in England & Wales. Registration Number: 07924225.

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