Specialists in Car Finance

We can get you closer to your dream car. Learn more about our financing options here.

Type of Car

Sport & Performance

Make of Car

Popular

Finance Solutions

Refinance & Equity Release

Car Finance 11 min read

Why Use a Car Finance Broker in 2026

Discover how a finance broker can help access competitive rates, tailored finance solutions, and expert guidance.

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Specialists in Business Finance

Unsure what you’re looking for? Find out what we offer in more depth here.

Asset Finance & Leasing

Hire Purchase

Finance Lease

Refinance & Equity Release

Property Finance

Property Development Finance

Commercial Mortgages

Investment Mortgages

Bridging Loans

Unsecured Finance

Unsecured Business Loans

Invoice Finance

Supply Chain Finance

Growth Guarantee Scheme (GGS)

Revolving Credit Facilities

Merchant Cash Advance

VAT Loans

Instant VAT Refunds

Popular

Corporation Tax Loans

Business Finance 8 min read

Why Use a Commercial Finance Broker in 2026

Whether you're seeking assets, expansion or managing cash flow, a business finance broker can make all the difference.

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Our Industry Sectors

We work with a variety of industries, choose yours to see how we can help.

Industries

Agriculture

Leisure & Hospitality

Construction

Manufacturing & Engineering

Commercial Vehicles

Transport & Logistics

Food & Beverage

Utilities & Waste

Commercial Property

Equipment Finance

Upgrade your business with tailored equipment finance solutions. Spread the cost of essential equipment like IT systems, office technology, and specialist tools, while preserving cash flow and supporting growth with flexible repayment options.

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Finance That Fits Your Business

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No Obligation Enquiry

Tailored Broker Support

Enquire in Minutes

Wide Panel of Lenders

How Does Equipment Finance Work?

Let's take a look at how Equipment Finance works step by step

Choose Your Equipment

Select the equipment your business needs, from IT hardware and software to office systems and specialist tools, and agree costs with your supplier.

Secure Your Finance

We arrange a tailored equipment finance solution with competitive rates and flexible terms, aligned to your cash flow and business goals.

Use & Repay

You can use the equipment immediately while spreading the cost over time through fixed monthly repayments, with options at the end of the agreement.

Is Equipment Finance Right For You?

Equipment finance is a solution for businesses looking to invest in essential equipment without large upfront costs. It helps maintain cash flow, supports growth, and ensures you stay competitive with up-to-date technology. Whether you're upgrading IT infrastructure or scaling operations, it offers flexibility and control.

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This solution might be right for you if...

You want to spread the cost of business equipment

You need to upgrade or replace IT systems regularly

You want to preserve cash flow for day-to-day operations

This solution might not be right for you if...

You prefer to own equipment outright immediately

You don’t need ongoing upgrades or replacements

You have sufficient capital for upfront purchases

Charles & Dean does not provide financial advice. Please consult your accountant or financial adviser before making a decision.

Our Funding Process

1

Discuss Your Funding Requirements

Talk to one of our Finance Specialists to help us better understand your goals.
2

Receive a Solution

Choose a bespoke funding solution proposed by our team and send over the required documents for our lenders.
3

Get Your Funding

Once your finance is approved, we work with you and the lender to ensure you can access your funds as soon as possible.

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What To Do Next

Get a Quote

Fill in the form at the top of the page and one of our team will call you back in as little as 10 minutes to discuss your quote.

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Call Us Now

Our Finance Specialists are available and happy to help you 9am-5:30pm Monday to Friday.

01780 763836

Read Our FAQs

Still have questions about Equipment Finance? We may have the answer within our FAQs.

Go to FAQs

Why Use Charles & Dean?

Why should you choose us to help with Equipment Finance

Tailored Finance Solutions

We work closely with you to understand your business and structure equipment finance solutions that align with your goals, ensuring flexibility, affordability, and long-term value.

Expert Support Throughout

From initial enquiry to funding completion, our experienced team provides clear guidance and ongoing support to make the process seamless and efficient.

Access to Specialist Lenders

Our extensive panel of lenders allows us to source competitive rates and terms, even for niche equipment or complex requirements.

Our FAQs

Common questions about Equipment Finance answered. If you have a question and you can’t see it listed, please call us on 01780 763836 and one of our team will be able to help you.

What is equipment finance?

Equipment finance allows businesses to spread the cost of purchasing equipment over time, rather than paying upfront, helping preserve cash flow.

What equipment can I finance?

You can finance a wide range of equipment including IT systems, office technology, software, and specialist tools essential to your business operations.

Do I own the equipment at the end?

This depends on the agreement. Some options allow ownership at the end, while others offer upgrade or return flexibility.

How long are repayment terms?

Repayment terms typically range from 12 to 60 months, depending on the equipment type and your business needs.

Is equipment finance tax efficient?

In many cases, businesses may benefit from tax efficiencies, but this depends on your circumstances - speak to your accountant for advice.

Equipment Finance

Key Takeaways

How Does Equipment Finance Work?

Choose Your Equipment

Secure Your Finance

Use & Repay

Is Equipment Finance Right For You?

This solution might be right for you if...

This solution might not be right for you if...

Our Funding Process

Discuss Your Funding Requirements

Receive a Solution

Get Your Funding

What To Do Next

Get a Quote

Call Us Now

Read Our FAQs

Why Use Charles & Dean?

Tailored Finance Solutions

Expert Support Throughout

Access to Specialist Lenders

Our FAQs

What is equipment finance?

What equipment can I finance?

Do I own the equipment at the end?

How long are repayment terms?

Is equipment finance tax efficient?