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Bugatti Finance Made Simple

At Charles & Dean, we arrange finance for high-value Bugatti models, working with clients looking to purchase, refinance or release equity from these specialist vehicles. From the Veyron and Chiron to limited-production models, we explore funding options based on the car and your circumstances.

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You Could Save Over £5,000 Compared to Dealership Finance*

Rates from 8.9% APR. Representative 9.4% APR

Finance Solutions for Your Bugatti

Bugatti vehicles sit at the highest end of the performance car market, often requiring an individual approach to finance. We explore funding structures based on the vehicle's value, your deposit, financial circumstances and longer-term ownership plans.

HP Finance

A straightforward and secure path to owning your dream Bugatti.

Spread the full cost of the car evenly over your term

Guarantee ownership of the vehicle once the final payment clears

Set a flexible initial deposit to suit your budget needs

HP Finance

PCP Finance

Drive a newer Bugatti with lower deposits and flexible payments.

Enjoy lower monthly payments for better cash flow

Choose to buy, return, or trade the car in at the end of the term

Set a custom mileage limit that fits your driving needs

PCP Finance

Lease Purchase

A practical route to Bugatti ownership that maximises cash flow.

Benefit from lower monthly payments until the end of the term

Commit to a mandatory balloon payment at the end of the agreement

Designed for buyers intending to own the vehicle at the end of the term

Lease Purchase

Popular Models We Can Finance

Bugatti Veyron

Bugatti Chiron

Bugatti Divo

Bugatti Tourbillon

Bugatti W16 Mistral

The Bugatti Veyron

The Bugatti Veyron brought together a quad-turbocharged W16 engine, all-wheel drive and exceptional refinement in a landmark modern supercar. From the original 16.4 to the open-top Grand Sport, different versions continue to attract interest from collectors.

For those considering Bugatti Veyron finance, we can explore funding options based on the specific vehicle, its age, condition and value, subject to lender criteria.

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The Bugatti Chiron

The Bugatti Chiron developed the Veyron concept further, combining an 8.0-litre quad-turbocharged W16 engine with distinctive styling and detailed craftsmanship. Versions such as the Chiron Sport and Super Sport offer different approaches to performance and specification.

If you're considering Bugatti Chiron finance, we can discuss potential funding structures based on the vehicle, its valuation and your financial circumstances.

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The Bugatti Divo

Limited to 40 examples, the Bugatti Divo places particular emphasis on aerodynamics, handling and distinctive bodywork. Its limited production and individual specification make it a specialist proposition within the collector car market.

For eligible vehicles, we can explore Bugatti Divo finance, taking into account factors such as provenance, valuation and the circumstances of the purchase.

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The Bugatti Tourbillon

The Bugatti Tourbillon introduces a new powertrain for the marque, combining a naturally aspirated V16 engine with electric motors in a limited-production hybrid hypercar. Its design and engineering continue Bugatti's focus on performance and craftsmanship.

Where a vehicle is available for purchase, we can explore potential Bugatti Tourbillon finance options, subject to lender appetite, vehicle valuation and individual eligibility.

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The Bugatti W16 Mistral

The Bugatti W16 Mistral combines the marque's quad-turbocharged W16 engine with an open-top design. Limited to 99 examples, it represents the final road-going application of Bugatti's W16 powertrain, making it a distinctive addition to the modern collector car market.

For customers considering Bugatti W16 Mistral finance, we can discuss potential funding structures based on the individual vehicle, its value and the lender's criteria.

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Our Funding Process

1

What Do You Want to Finance

Tell us about the Bugatti you've found and any specific finance requirements.
2

Receive a Solution

Choose a bespoke funding solution proposed by our team and send over the required documents for our lenders.
3

Get Your Funding

Once your finance is approved, we work with you, the lender, and the dealership to ensure you can get your car as soon as possible.

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Why Use Charles & Dean?

Why should you choose us to help with Bugatti Finance?

Specialist Finance

We understand the considerations involved in funding rare, high-value vehicles and can approach lenders equipped to assess specialist cars on an individual basis.

Tailored Funding

We take account of your deposit, ownership plans and financial circumstances when exploring finance structures suited to the vehicle and purchase.

Dedicated Support

Your Finance Specialist helps coordinate the process between you, the lender and the supplying party, including documentation and valuations where required.

What To Do Next

Get a Quote

Fill in the form at the top of the page and one of our team will call you back in as little as 10 minutes to discuss your quote.

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Call Us Now

Our Finance Specialists are available and happy to help you 9am-5:30pm Monday to Friday.

01780 763836

Read Our FAQs

Still have questions about Bugatti Finance? We may have the answer within our FAQs.

Go to FAQs

Our FAQs

Common questions about Bugatti Finance answered. If you have a question and you can’t see it listed, please call us on 01780 763836 and one of our team will be able to help you.

Can you finance a Bugatti in the UK?

Yes, finance may be available for eligible Bugatti models through specialist lenders. Whether you're considering a Veyron, Chiron or limited-production model, we can assess the vehicle and your requirements to explore potential funding options.

Given the values and rarity involved, applications are assessed individually and may require additional documentation or an independent valuation. All finance is subject to lender approval and criteria.

How much deposit do I need for Bugatti finance?

The deposit required will depend on the vehicle's value, model, age, lender criteria and your financial circumstances.

For a high-value vehicle such as a Bugatti, a substantial deposit may be required. Our Finance Specialists can discuss the funds you wish to contribute and explore available structures, taking account of monthly payments and your wider financial requirements.

Can I finance a used Bugatti Veyron or Chiron?

Finance may be available for pre-owned Bugatti models, including the Veyron and Chiron, subject to lender criteria.

Factors such as the vehicle's age, condition, provenance, servicing history and market valuation can influence eligibility and the terms available. We can approach suitable specialist lenders to explore options for the particular vehicle and your circumstances.

Is PCP finance available for a Bugatti?

PCP availability for a Bugatti may be limited, as lenders need to consider the vehicle's eligibility and projected future value. Alternative structures, such as Hire Purchase or Lease Purchase, may be more appropriate depending on the car and your ownership plans.

Lease Purchase can include a final balloon payment, which is contractually due at the end of the agreement. Our team can explain the structures available and their implications before you proceed.

Can I refinance a Bugatti I already own?

Potentially. Depending on the vehicle and your circumstances, refinancing may allow you to replace an existing finance agreement, while equity release may provide access to some of the capital held in a vehicle you own.

Any available funding will depend on the car's current valuation, outstanding finance where applicable, lender criteria and your financial position. Our team can discuss whether either option may be suitable, subject to lender approval.

*Based on ten recent vehicle purchases with C&D’s clients who obtained an interest rate of between 8.9% APR and 9.9% APR (giving an average of 9.24%), versus motor dealer rates ranging from 9.9% APR and 13.4% APR (giving an average motor dealer rate of 11.1% APR). Customers saved a minimum of £1,495 and a maximum of £5,382, based on our average client balance to finance amount of £54,078. Transactions were based on a 4-year PCP with a 40.31% balloon (final payment) and vehicles that were up to 5 years old. Individual savings will vary depending on factors including vehicle make and model, vehicle age, individual credit profile and eligibility criteria We are an authorised credit broker and not a lender. Credit subject to status, 18+, T&C's apply.

Bugatti Finance Made Simple

Finance Solutions for Your Bugatti

HP Finance

PCP Finance

Lease Purchase

Popular Models We Can Finance

The Bugatti Veyron

The Bugatti Chiron

The Bugatti Divo

The Bugatti Tourbillon

The Bugatti W16 Mistral

Our Featured Guides

Lease Purchase Car Finance: UK Product Guide

Dealership Finance vs Car Finance Broker

PCP Car Finance: UK Product Guide for 2026

Our Funding Process

What Do You Want to Finance

Receive a Solution

Get Your Funding

Why Use Charles & Dean?

Specialist Finance

Tailored Funding

Dedicated Support

What To Do Next

Get a Quote

Call Us Now

Read Our FAQs

Our FAQs

Can you finance a Bugatti in the UK?

How much deposit do I need for Bugatti finance?

Can I finance a used Bugatti Veyron or Chiron?

Is PCP finance available for a Bugatti?

Can I refinance a Bugatti I already own?