Home Vehicle Finance BYD Finance

BYD Finance Made Simple

At Charles & Dean, we arrange finance for new and used BYD vehicles across the range. From the all-electric SEAL and SEALION 7 to plug-in hybrid models, we help you explore funding options based on your chosen vehicle, budget and ownership plans.

Smarter Car Finance Starts Now

Fill out the form to request a callback

You Could Save Over £5,000 Compared to Dealership Finance*

Rates from 8.9% APR. Representative 9.4% APR

Explore BYD Finance

BYD offers a growing range of electric and plug-in hybrid vehicles, combining modern technology with options for different driving needs. Whether you're considering a saloon, SUV or family estate, we can help you compare finance agreements based on the vehicle and your circumstances.

HP Finance

A straightforward and secure path to owning your dream BYD.

Spread the full cost of the car evenly over your term

Guarantee ownership of the vehicle once the final payment clears

Set a flexible initial deposit to suit your budget needs

HP Finance

PCP Finance

Drive a newer BYD with lower deposits and flexible payments.

Enjoy lower monthly payments for better cash flow

Choose to buy, return, or trade the car in at the end of the term

Set a custom mileage limit that fits your driving needs

PCP Finance

Lease Purchase

A practical route to BYD ownership that maximises cash flow.

Benefit from lower monthly payments until the end of the term

Commit to a mandatory balloon payment at the end of the agreement

Designed for buyers intending to own the vehicle at the end of the term

Lease Purchase

Managing EV Depreciation

With Personal Contract Purchase (PCP), your BYD's Guaranteed Future Value (GFV), also known as the balloon payment, is agreed at the beginning of your finance agreement. This provides additional peace of mind by giving you a clear understanding of your options at the end of the term.

If your BYD's market value falls below the agreed balloon payment, you can choose to return the vehicle rather than make the final payment, without having to cover the difference, subject to the agreement's mileage, condition and other terms.

At Charles & Dean, our Finance Specialists can help you explore tailored PCP agreements, providing greater flexibility and confidence when financing your electric or hybrid vehicle.

Get a Quote

Popular Models We Can Finance

BYD SEAL

BYD SEALION 7

BYD SEAL U

BYD ATTO 3

The BYD SEAL

The BYD SEAL is an all-electric saloon that combines streamlined styling with a spacious interior and strong performance. Available in different specifications, including rear-wheel-drive and all-wheel-drive versions, it offers options for drivers looking for a refined electric car for everyday use and longer journeys.

If you're considering BYD SEAL finance, we can explore options for eligible new and used vehicles, based on the specification, deposit and preferred monthly budget.

Get a Quote

The BYD SEALION 7

The BYD SEALION 7 brings all-electric performance to a practical SUV design. With a spacious cabin, modern infotainment and a range of specifications, it suits drivers who want the benefits of electric motoring alongside everyday family practicality.

Whether you're considering a new or used SEALION 7, our team can explore finance options based on the vehicle's age, specification, value and your circumstances.

Get a Quote

The BYD SEAL U DM-i

The BYD SEAL U DM-i is a plug-in hybrid SUV that combines electric driving with a petrol engine for longer journeys. Its practical interior and versatile powertrain make it an option for drivers who want to incorporate electric motoring into their routine without relying solely on charging.

For those considering BYD SEAL U DM-i finance, we can explore suitable funding options for eligible new and used models, taking account of the vehicle and your preferred agreement.

Get a Quote

The BYD ATTO 3

The BYD ATTO 3 is a compact electric SUV designed around everyday usability, with a spacious cabin, distinctive interior and a useful range of technology features. It offers an alternative to larger electric SUVs while retaining the practicality of a raised driving position and flexible storage.

If you're looking into BYD ATTO 3 finance, we can discuss options for eligible vehicles, including used examples, based on their age, mileage, specification and value.

Get a Quote

Our Featured Guides

Keep up to date with our most recent car finance guides and resources

PCP Car Finance: UK Product Guide for 2026

Personal Contract Purchase (PCP) car finance is one of the most commonly used ways...

Dean Clarke

20 Apr 2026

Read The Blog

Car Finance

14 Min Read

Dealership Finance vs Car Finance Broker

When buying a car, it can be easy to accept the finance offered by the dealership...

Dean Clarke

28 Jul 2026

Read The Blog

Car Finance

11 Min Read

Why Use a Car Finance Broker in 2026: Access...

Discover the benefits of using a car finance broker to access competitive rates, tailored finance solutions...

Dean Clarke

21 Jan 2026

Read The Blog

Our Funding Process

1

What Do You Want to Finance

Tell us about the BYD you've found and any specific finance requirements.
2

Receive a Solution

Choose a bespoke funding solution proposed by our team and send over the required documents for our lenders.
3

Get Your Funding

Once your finance is approved, we work with you, the lender, and the dealership to ensure you can get your car as soon as possible.

Get a Quote

Why Use Charles & Dean?

Why should you choose us to help with BYD Finance?

Electric Vehicle Knowledge

We understand the considerations involved in financing electric and plug-in hybrid cars, including vehicle values, changing technology and the differences between finance structures.

Finance to Suit Your Plans

From Hire Purchase and PCP to Lease Purchase, we can explore different deposits, agreement terms and monthly payments based on your budget and ownership plans.

Broad Lender Panel

We work with a panel of lenders to explore finance options for new and used BYD vehicles, helping you compare available agreements based on the vehicle and your circumstances.

What To Do Next

Get a Quote

Fill in the form at the top of the page and one of our team will call you back in as little as 10 minutes to discuss your quote.

Go to Form

Call Us Now

Our Finance Specialists are available and happy to help you 9am-5:30pm Monday to Friday.

01780 763836

Read Our FAQs

Still have questions about BYD Finance? We may have the answer within our FAQs.

Go to FAQs

Our FAQs

Common questions about BYD Finance answered. If you have a question and you can’t see it listed, please call us on 01780 763836 and one of our team will be able to help you.

Why is BYD becoming such a popular choice?

BYD has established a growing presence in the electric and hybrid vehicle market, offering a range of models with modern technology, distinctive design and different powertrain options.

Its range includes fully electric vehicles such as the SEAL and SEALION 7, alongside plug-in hybrids such as the SEAL U DM-i and SEAL 6 DM-i Touring. This gives drivers a choice of vehicles for different journeys and ownership needs.

Which BYD models can Charles & Dean finance?

We can explore finance options for a range of BYD vehicles, including the SEAL, SEALION 7, SEAL U DM-i and ATTO 3, subject to vehicle eligibility and lender criteria.

The options available will depend on factors such as the model, age, mileage, value and your circumstances. Our Finance Specialists can discuss potential funding for the vehicle you're considering.

Can you provide finance for a used BYD?

Yes, we can explore finance for eligible pre-owned BYD vehicles through our lender panel.

Finance options will depend on the individual vehicle, including its age, mileage, condition and value, as well as your financial circumstances. Our team can help you understand which agreements may be available.

How does PCP finance help protect against BYD depreciation?

With Personal Contract Purchase (PCP), a Guaranteed Future Value (GFV) is agreed at the beginning of the agreement and forms the basis of the optional final payment.

At the end of the term, you can typically return the vehicle instead of paying that final amount, provided you meet the agreement's conditions. This can help reduce exposure to changes in the vehicle's market value, but mileage, condition and other charges may apply. PCP does not eliminate every cost or risk associated with depreciation, so it's important to review the agreement carefully.

Can I finance a BYD plug-in hybrid?

Yes, finance may be available for eligible BYD plug-in hybrid models, such as the SEAL U DM-i or SEAL 6 DM-i Touring.

The available agreements will depend on the vehicle and lender criteria, as well as your circumstances. We can explain the options available and help you compare them before making a decision.

*Based on ten recent vehicle purchases with C&D’s clients who obtained an interest rate of between 8.9% APR and 9.9% APR (giving an average of 9.24%), versus motor dealer rates ranging from 9.9% APR and 13.4% APR (giving an average motor dealer rate of 11.1% APR). Customers saved a minimum of £1,495 and a maximum of £5,382, based on our average client balance to finance amount of £54,078. Transactions were based on a 4-year PCP with a 40.31% balloon (final payment) and vehicles that were up to 5 years old. Individual savings will vary depending on factors including vehicle make and model, vehicle age, individual credit profile and eligibility criteria We are an authorised credit broker and not a lender. Credit subject to status, 18+, T&C's apply.

BYD Finance Made Simple

Explore BYD Finance

HP Finance

PCP Finance

Lease Purchase

Managing EV Depreciation

Popular Models We Can Finance

The BYD SEAL

The BYD SEALION 7

The BYD SEAL U DM-i

The BYD ATTO 3

Our Featured Guides

PCP Car Finance: UK Product Guide for 2026

Dealership Finance vs Car Finance Broker

Why Use a Car Finance Broker in 2026: Access...

Our Funding Process

What Do You Want to Finance

Receive a Solution

Get Your Funding

Why Use Charles & Dean?

Electric Vehicle Knowledge

Finance to Suit Your Plans

Broad Lender Panel

What To Do Next

Get a Quote

Call Us Now

Read Our FAQs

Our FAQs

Why is BYD becoming such a popular choice?

Which BYD models can Charles & Dean finance?

Can you provide finance for a used BYD?

How does PCP finance help protect against BYD depreciation?

Can I finance a BYD plug-in hybrid?