Ford Finance Made Simple

Few manufacturers have produced such a varied catalogue of enthusiast cars. The Mustang has become one of the world's best-known performance cars, while names such as RS, Cosworth and GT have earned loyal followings through decades of road and motorsport success.

That variety means Ford has something for different types of enthusiast, from a modern Mustang that can be driven every day to increasingly collectable models such as the Escort RS Cosworth, Sierra Cosworth and Ford GT.

We can consider finance for a wide variety of Ford models, with particular experience in performance, specialist and collectable vehicles. This can include modern Mustangs, ST models, Focus RS models, Ford GTs and classic RS and Cosworth cars.

The finance options available will depend on factors including the vehicle's age, value, condition and where it is being purchased. Speak to our team about the Ford you've found and we can explore the options available through our panel of lenders.

Yes. Through our specialist lending panel, we can arrange finance for eligible classic and modern-classic Fords. Cars such as the Escort RS Cosworth, Sierra RS Cosworth and other performance models may be suited to Hire Purchase or Lease Purchase depending on their age, value and individual lender criteria.

Financing a classic can require a different approach to funding a newer car, so we consider the vehicle itself alongside your individual circumstances when structuring an agreement.

That depends on the Ford you're buying and what you want from the agreement. PCP can work well for eligible newer vehicles where lower monthly payments are important, while Hire Purchase provides a straightforward route towards ownership. Lease Purchase can be useful for higher-value or specialist cars where an appropriate balloon payment can reduce monthly costs.

Our team will talk you through the available options and structure your Ford finance around your deposit, preferred term, monthly budget and plans for the car.

Potentially, yes. If you already own an eligible Ford outright or have an existing finance agreement, refinancing may allow you to restructure your borrowing or release equity held in the vehicle.

This can be useful for owners of higher-value performance or collectable Fords who would prefer to access capital without selling the car. The amount available and finance structure will depend on the vehicle, its current value and your individual circumstances.